The deposit 1000000 requires 80000 interest a year. Margin trading of financing banks is indeed two different concepts. They are all credit businesses, but they are slightly different. Financing refers to the borrowing of funds, which is commonly understood as borrowing money. In other words, customers (investors) buy stocks in the market with money borrowed from securities companies, and at the same time need to repay the principal and interest to securities companies. Securities lending refers to lending securities, and securities companies lend their own stocks or stocks in customers' investment accounts to short investors. Investors borrow securities for sale, return the same kind and quantity of securities at maturity and pay interest.

1. At present, the latest account opening conditions for margin financing and securities lending are: 1, the account opening information is complete, the account is standardized, the account status is normal, and the customer has been engaged in securities trading for 6 months;

2. The average daily securities assets in the last 20 trading days are not less than 500,000 (the market value of securities is calculated according to the closing price);

3. Strong risk tolerance and compliance with the company's relevant regulations on appropriateness management;

4. Good reputation;

5. Other conditions stipulated by laws, regulations and the company.

2. Does margin financing and securities lending accept the declaration of selling market price? Do not accept the market price declaration of securities lending, and the declared price of securities lending shall not be lower than the latest trading price of the securities; 3. What are the restrictions on margin for margin financing and securities lending? First of all, the margin for financing purchase or short selling shall not exceed the available balance of the margin; Secondly, when carrying out margin financing and securities lending, the margin ratio of margin financing and securities lending shall not be less than 50%;

4. If collateral is transferred from ordinary account to credit account, will its cost and price change?

No, it will be displayed according to the original cost price of the account after transfer;

5. How is the interest of margin financing and securities lending calculated? Will overdue interest be fined?

Interest is calculated at simple interest, and both interest and principal should be paid back at the same time. It is not allowed to repay the interest first and then the principal. For overdue interest, if it is overdue again and the interest is not repaid within 6 months, there is no penalty interest, but it is still recommended to repay the interest in advance.

6. What should I do if the stocks sold by securities lending are suspended? You can pay back the bonds directly, but you can't sell them, and you need to pay interest during the suspension period;

7. Why do pending orders show "invalid orders" when securities are sold? How is the price of securities sold in call auction determined?

The entrusted price of financing purchase shall not be higher than the market price, and the entrusted price of short selling shall not be lower than the market price, otherwise it will become a waste order; In call auction, the latest trading price is based on the closing price of the previous day.