Money shopkeeper is Alibaba's peer-to-peer lending platform. It doesn't need any material guarantee. It can borrow money as long as it has credit, which saves the queuing time of offline loans through online payment. But it needs to be repaid in time, otherwise it will affect personal credit information.
Personal recommendation
Nowadays, young people have a strong desire to buy and their consumption concept is getting more and more advanced. Many people will feel that their salary is not enough, so they will use credit cards or peer-to-peer loans in advance. No matter what reason you borrow money from the online platform, you need to return it in time, otherwise it will affect your personal credit information and generate high interest, which will affect future loans.
What is the money shopkeeper?
The treasurer's wallet is a loan with a loan amount of 800-8000 yuan, which is an integer multiple of that of 800 yuan. The loan period is 7 days, 14 days, 30 days. It is understood that the loan from the owner's wallet is 8,000 yuan, and the 7-day loan interest is 56 yuan. The handling fee is relatively high, so I suggest you consider it carefully.
Application conditions of money shopkeeper
The specific application conditions for the money shopkeeper are as follows: over 20 years old, no more than 37 years old, non-graduate in school; Have a certain sesame score, and the score should be above 580; The mobile phone number used in the loan has been authenticated by real name for more than 6 months.
After the money shopkeeper completes the loan review, he can usually lend money within 30 minutes. It is worth mentioning that the money shopkeeper can't be found at present, but Bian Xiao thinks that timely repayment is a good habit that we should keep, because once overdue repayment occurs, it will be extremely unfavorable to us.
What will happen if the money shopkeeper is overdue?
1, overdue records will be uploaded to the credit record, which will affect subsequent house purchase and card application. If the circumstances are serious, a series of measures will be taken.
2. Overdue penalty interest. Penalty interest is calculated on a daily basis, and the specific interest rate is subject to the page display.
3. Call for collection. If you don't pay back the money all the time, there may be phone bombing and address book harassment.