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What are the personal investment and financial management methods?
There are two kinds of investment and financial management. One is speculation, such as securities, funds, foreign exchange, stocks, silver spot, new third board, crude oil and so on. The other is capital preservation financing, such as: wealth management products issued by banks, national debt, local debt, large deposit certificates and the popular P2P financing platform. The following are personal investment and financial management methods:

1, Yu 'ebao, Licaitong, Zero Money Bao, cash treasure, all kinds of babies are money funds; The annual income is 4%-5%, 1 yuan threshold, with good flexibility.

2. Good P2P can't be voted now, there are too many people voting. The annual income is 7- 10%. If there is a threshold of several hundred or tens of thousands of yuan, it is usually 3 months, 6 months, 1 year, 2 years and 3 years.

3. Fixed investment of funds: equity funds or hybrid funds; High risk, high return.

4. Short-term universal insurance: for example, the second-generation equity of Yu 'ebao is expected to earn an annual income of 7%, with a capital preservation of 2.5%.

5. Long-term dividend insurance: the income is 3.5%-4%.

6. Bank wealth management products: 5%-6%, the high threshold of 654.38+ 10,000.

If you want to do financial management, you can learn about micro-Miao financial business education. The micro-seedling course has an introduction to financial business: "Little White Training Camp"-to help students master the necessary skills of financial investment within 12 days. Compulsory course of financial business: the course of improving the operation skills of financial business tools-establishing your own investment system and steadily increasing your salary. Senior Financial Quotient: Course of Financial Quotient's Improving Financial Statement Analysis Skills-Understand the enterprise through financial statements, and complete Xiaobai's advanced to financial experts.