Actually, my view on this matter is this. Everyone has a luxury car dream. From the earliest Cayenne to the current Big G, luxury cars are not only a symbol of status, but also an external manifestation of strength. Driving BYD F0 is definitely different from driving Audi A6. People can tell whether you are doing well by what kind of car you drive, so many people would rather borrow usury than buy a better car.

1. Loan to buy a car

As all riders know, the advantages of loans actually outweigh the disadvantages. For those who have the investment direction, they can use the money saved to buy a car and reinvest. Qian Shengqian's income is far greater than the loan interest. But for those who pretend to be fat and buy a luxury car to brush their faces, the result is really miserable! And mortgage loans are now basically equal principal and interest. The more loans, the higher the interest. Repay the loan on time every month, and every night is a huge late fee and fine, and the result is tragedy. In the fourth month of repayment, the car was towed away and the credit report was destroyed because it was temporarily unable to repay. Therefore, some people drive fancy cars, but only they know the pain behind them.