I'm from Lixian county, too. Do the software of rural cooperative medical system. But Changde was made by Sun Company. Otherwise I can give you a very specific policy. You can look at this website and see what you want.
I just showed you the policy document. See if the fellow villagers can help you in the end.
County-level hospital deductible line 150 yuan, the subsidy ratio is 80%; Secondary hospitals (including unclassified) deductible line 300 yuan, the subsidy ratio is 65% (county-level Chinese medicine hospitals increase the subsidy ratio by 5%); The deductible line of tertiary hospitals in the city and designated hospitals outside the city is 500 yuan, and the subsidy ratio is 55%.
The compensation for medical expenses caused by accidental injury of the irresponsible party shall be calculated at 30% of the reportable expenses, and the deductible shall be calculated at the hospital level.
If you are hospitalized in a first-class or second-class designated hospital outside the county, you must report to the county joint management office by telephone (Tel: 0736-3 126829) before you leave the hospital. If the declaration is passed, it will be implemented according to the compensation standard of the first-class or second-class hospital in the county. If the consent is not declared, it shall be implemented according to the deductible 300 yuan and the subsidy ratio of 50%.
Call for advice if you don't understand.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.