1. How much is the Macao pension for one month?
Basic pension = (the average monthly salary of employees in the province last year when the insured retires+the average monthly payment salary of the insured) /2× payment period × 1%. (Note: my indexed monthly average payment salary = the average monthly salary of employees in the whole province last year × my average payment index).
Personal account pension = personal account deposit ÷ months (50 years old195,55 years old170,60 years old 139).
Because, at present, we don't know the average monthly salary of local workers in the province in the last year, your average contribution index, and how much money is saved in the personal pension account, so we can't accurately calculate how much pension we can get when we retire.
Second, what is a pension?
Pension, also known as pension and retirement fee, is the most important social pension insurance treatment. That is to say, according to the relevant national documents, the monthly or lump-sum payment of insurance benefits in cash is the need to benefit the society and is mainly used to ensure the basic living needs of employees after retirement, according to their contributions to society and their qualifications or retirement conditions. Pensions are accumulated and operated in accordance with the principle of common accumulation by the state, the collective and the individual. When people are in their prime of life, part of the wealth created is invested in pension plans to ensure a sense of security in their later years.
From the above explanation, we can know that there is a certain formula for calculating the specific amount of pension, and the amount of pension is calculated according to the average salary of the individual in the previous year.