Family bookkeeping is also a science, which must be carried out in a scientific way in order to be effective. The principle of family bookkeeping is similar to that of business bookkeeping. There are two basic elements. One is sub-account, which can be by member, by bank, by cash, etc. You can't count all the income and expenses together, but keep separate accounts. Second, the purpose of classification, revenue and expenditure must be classified, the classification must be scientific and reasonable, accurate and concise, and the category is equivalent to accounting subjects. Stick to bookkeeping, reduce the workload of bookkeeping, reduce the boredom of bookkeeping, and remember the effect. Timely is to ensure the timeliness of accounting operations. The timeliness of bookkeeping means that it is best to keep an account in time after the income and expenditure occur. This has the following advantages: (1) It will not be omitted, because after a long time, it is likely to forget this income and expenditure. Even if it can be remembered, it will easily lead to errors in the amount and other aspects, which is not conducive to the accuracy of bookkeeping. ② For some sensitive accounts, such as credit card accounts and accounts paid by entrusted banks, timely bookkeeping can ensure real-time monitoring of account balances, such as overdraft. If it is found that the account is overdrawn or the balance is insufficient, it can be handled in time to reduce unnecessary interest expenses or fines. ③ It can reflect the effect of financial management in time. If you use software or online bookkeeping, you can generally make real-time statistical analysis of income and expenditure to provide a basis for financial management.
The continuity of bookkeeping is to ensure the continuity of bookkeeping. Don't fish for three days and dry the net for two days. You have a whim to keep an account. I was disheartened and gave up. Financial management is a long-term activity that requires long-term planning and persistent confidence. The accuracy of accounting is to ensure the correctness of accounting records. First, the direction of bookkeeping should not be wrong, such as the reversal of income and expenditure. Second, the classification of revenue and expenditure is appropriate. Each notebook record must specify a correct income classification, otherwise the results of classification statistics summary will be inaccurate. Comprehensive income and expenditure items need to be split (decomposed). If an expenditure includes living expenses, leisure expenses and interest expenses, it is best to divide it into three accounts.