The operation of nevus excision is a small operation aimed at skin tumor, and its main purpose is to remove nevus on the skin surface. However, medical insurance reimbursement is mainly aimed at disease treatment projects, and nevus excision is a cosmetic project, which is not within the scope of medical insurance reimbursement and cannot be reimbursed through medical insurance.
The reimbursement scope of medical insurance mainly includes the following aspects:
1. Drug List: The scope of drugs that can be reimbursed by medical insurance includes Class A drugs and Class B drugs. Class A drugs are necessary for clinical treatment, which are widely used and have good curative effect. They are all formulated by the state, and the prices are relatively low, so they can be reimbursed 100%. Class B drugs can be used in clinic with good curative effect. The price of similar drugs is slightly higher than that of Class A drugs, which can be partially reimbursed.
2. Diagnosis and treatment items: The medical treatment items that can be reimbursed by medical insurance include service facilities, diagnosis and treatment equipment and medical materials. Specifically, medical insurance can reimburse related medical expenses incurred in designated hospitals that meet the three categories, including hospitalization, surgery, diagnosis and treatment, etc.
To sum up, nevus resection can not only improve personal image and self-confidence, but also eliminate the risk of malignant transformation and reduce the risk of skin cancer. For those who want to improve their appearance or reduce moles on the skin, nevectomy is a feasible choice. However, it should be noted that due to the size and location of the mole, the specific method and cost of the operation may be different, and professional doctors or relevant departments should be consulted before the operation to obtain accurate information.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.