You are not 60 years old, you can pay it, and you can get more when you are 60 years old. Men are 48 years old and women are 53 years old. They need to pay once a year, but not much. At the age of 60, you can get 280 yuan every month. And the money is increasing every year. I suggest you pay it for a few years, and you can get more then.

See the following documents for details.

First, migrant workers in this city who have participated in the basic old-age insurance in this city do not meet the requirements of monthly collection when they reach retirement age, and their enterprises apply, and their enterprises handle the transfer formalities for them in the district and county social security agencies, and the district and county social security agencies transfer their one-time pension benefits that meet the requirements of basic old-age insurance to the district and county social security agencies where their accounts are located, and their basic old-age insurance payment period is regarded as one year. Reach the age of receiving, in accordance with the provisions of the new rural social endowment insurance to enjoy pension benefits; Those who have not reached the age of collection shall continue to pay insurance premiums in full in accordance with the provisions of the Trial Measures. When they reach the age of collection, they shall pay pension insurance benefits in accordance with the provisions of the new rural social endowment insurance.

Two, enjoy the new rural social endowment insurance benefits on a monthly basis.

(1) The insured is 60 years old for men and 55 years old for women;

(2) The payment term shall meet the following requirements:

1. On the implementation date of the trial measures, the cumulative payment period of men under 45 years old and women under 40 years old has reached 15 years.

2, "Trial Measures" from the date of implementation, men over 45 years of age, women over 40 years of age, the annual payment in accordance with the provisions of the standard.

3. After the implementation of the "Trial Measures", the cumulative payment period for people from other places who have moved into the city's household registration is 15 years.

(3) If the payment period of the insured does not meet the requirements of the second paragraph of this article when he reaches the age of collection, he may voluntarily postpone the payment for a maximum of five years, and if the accumulated payment period still does not meet the requirements of the second paragraph of this article, he shall make up the insurance premium during the difference period at one time according to the minimum payment standard of the county in the previous year.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.