China News Service, Xi 'an, April 18, the reporter 18 learned from the Housing Security and Housing Administration of Xi 'an that the city introduced a new regulation policy, requiring that the down payment for the first suite of commercial loans should not be less than 30%, the second suite should not be less than 40%, and the third suite should not be loaned; The down payment ratio of the first suite of provident fund loans is not less than 25%.

18, statistics released by the National Bureau of Statistics of China show that the price of new residential buildings in Xi 'an increased by 9.5% year-on-year and 0.8% quarter-on-quarter in March. Previous data showed that new commercial housing in Xi 'an rose by 1. 1% in February, ranking second in the country.

On the same day, the official of Xi 'an issued "Several Opinions of Xi 'an Municipal People's Government on Further Strengthening Management and Maintaining the Stable and Healthy Development of Real Estate", proposing that if a family without housing applies for a commercial personal housing loan for the first time, the down payment ratio shall not be less than 30%. For households that already own 1 apartment and apply for commercial personal housing loans to buy ordinary housing again, the down payment ratio shall be no less than 40%; For the purchase of non-ordinary housing, the down payment ratio shall not be less than 50%. For households who purchase the third and above houses, commercial personal housing loans will be suspended.

Officials in Xi 'an said that it is strictly forbidden to speculate on "faster houses" in disguised form, and strengthen the filing management of commercial housing sales contracts. The housing management department is required to notify the tax department of the cancellation of the commercial housing sales contract on a regular basis every month, and strengthen the tax inspection of speculation "faster" and other acts.

The notice also stressed that the down payment review system for house purchase should be strictly implemented, and it is strictly forbidden for buyers to use funds such as consumer loans, business loans and credit loans as the down payment for house purchase in violation of regulations. When selling commercial housing, real estate enterprises should reasonably determine and declare the sales price, and strictly implement the system of clearly marked price and one room and one price; The sales price shall not be increased within 3 months after filing, and the actual sales shall not be higher than the filing price. At the same time, we will vigorously promote the monetized resettlement of shed reform to ensure a 50% monetized resettlement rate.

Wang Shengxue, president of Shaanxi Real Estate Research Association, believes that this regulation is mainly to curb the excessive rise in housing prices and further crack down on "real estate speculation", which has a positive effect on the healthy development of Xi' an property market.