How to save money painlessly for moonlighters
3 ways to save money for moonlighters
Save money by date
What day is it? Just deposit a few yuan on your account, for example, 1 yuan on the 1st and 30 yuan on the 30th. In this way, you can save more than 5,000 a year. Sisters who find it too little
You can also add a 0 at the end, for example, save 10 yuan on the 1st, and you can easily save 50,000 yuan in a year
The next 50,000 yuan!
Save in 52 weeks Money method
Save money in weekly units. You can save 10 yuan in the first week, and increase by 10 yuan every week. Until you save 520 in 52 weeks, you can save in a year.
13780. If you find it troublesome, you can also deposit 100 yuan per week and 5,200 yuan per year.
12 Deposit Certificate Methods
After paying your salary every month, set aside the money you need to spend, and take the rest
Deposit regularly for 1 year. In this way, there will be 12 deposit certificates in one year. And
Starting from the second year, one deposit certificate will expire every month. If it is not needed
if it is needed, just add a new one and continue to deposit.
Two tips to reduce expenditures
Make a classified budget in advance
Divide expenditures into food, transportation, entertainment, shopping, etc.
Make a plan at the beginning of the month, write down how much each item will cost
and then transfer it to different accounts (you can use debit cards
(Pocket), avoid mixing them
Insist on keeping accounts and review regularly
How much money is spent on each item every day must be clearly recorded, and in weekly/monthly terms Conduct a review of the unit to see how big the gap is with the budget, what unnecessary expenditures are, and find ways to reduce them.
Consume rationally and develop good spending habits
Drink more boiled water and buy less milk tea and drinks
Don’t eat barbecue and other fried foods if you can. It’s expensive and not healthy
If you can cook, cook it yourself, order less takeout and eat out less
Refuse unnecessary meals, pay for meals according to your ability
When traveling, try to choose public transportation and avoid taking taxis
Buy only what you need, don’t spend for the sake of face
Arrange clothes regularly and don’t let them gather dust and buy them again later. New
When shopping, choose something that suits you and is cost-effective
Make a shopping list before buying something, and cross out duplicate functions
Swipe online When you find something you want to buy, collect it first and place an order if needed in a few days
Turn on the account reminder so that you can see the disappearance of every money.
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You will be able to control yourself next time you want to spend money
People who keep accounts every day are often more likely to save money
Money
High-quality input, improve financial intelligence
Must-see documentary for Moonlight Girls
"Why Poverty"
"Doing it with the World" Business"
"Money and Me"
"The Culprit of Uncontrolled Consumption"
"Super Customer"
"Invisible Billions Rich Man"
"Where did this stuff come from"
"Business War: E-commerce Storm"
"The Story of Capital"
" "The Power of Brand"
A must-read book to improve your financial intelligence
"Puppy Money" by Bodo Schaefer
"Rich Dad Poor Dad" by Robert Kiyosaki "
Peter Kaufmangui's "Poor Charlie's Almanac"
Matsuura Yataro "Getting Rich"
Harvey Icke "The Rich Man" It’s not what you think”
Thomas Corey’s “Habits of Riches”
Bank Screws “Financial Freedom in Ten Years by Fixed Investment”
An Daoquan’s “Can The Magic Book of Convertible Bond Investment"
A money-making side job suitable for low-income girls
Self-media blogger
Photographer
Illustrator
Tutoring
Etiquette
Extras
Dubbing
Translation
Various Teaching assistant
Article submission
Ghostwriting
Model
Moderator
Scene management
Graphic design
Video editing
Game playing
PPT production
Makeup styling