Why is homemade wine poisoned?
Why does drinking homemade wine cause methanol poisoning? Dr. Liu Min, from the Nutrition Department of Yichang Central Hospital, said: "First of all, the methanol of wine mainly comes from raw materials. Hydrolysis of pectin in raw materials, deamination of amino acids and mildew of fermentation raw materials will produce a large amount of methanol; Secondly, the drying degree of grapes has a great influence on the fermentation of wine, which is thorough, with high alcohol content and high methanol content. Finally, insufficient aging time and no aging in oak barrels will lead to the increase of methanol. There is a lot of attention to homemade wine, otherwise it is easy to carry poison or exceed the standard of flora. " Liu Min reminded the public that in most cases, home-made wine is non-toxic and can be safely drunk. However, in order to be safe and to make better quality wine, we should pay attention to hygiene problems in the process of homemade wine.
Wine tastes mellow and rich in nutrition. However, many consumers are afraid to buy fake wine in the market and start to buy their own fresh grape wine. However, experts suggest that homemade wine may contain methanol and fusel oil, which is harmful to health. People should pay special attention to it when drinking. In addition, you can also buy some accident insurance to provide comprehensive protection for yourself. But what insurance can pay for food poisoning? What are the accident insurances with accidental medical treatment? Which one has more protection? Which one is more worth buying? Let's take a look at the latest list! Top accident insurance rankings of national insurance companies!
What insurance can pay for food poisoning?
Experts said that at present, in the insurance market, accident insurance, medical insurance including catering comprehensive liability insurance can all "pay the bill" for the losses caused by food poisoning according to specific circumstances. What are the guaranteed medical insurance? Which one is worth buying? Look at this year's top insurance companies 10 hot-selling insurance: the latest in 2020! Top ten insurance companies' hot medical insurance list
A related person from the insurance company said, "If the parties have insured accidental injury insurance and attached accidental injury medical insurance, they must first define whether it is an accident. Food poisoning conforms to the three elements of unintentional, external and unexpected events, and belongs to accidents. However, food poisoning caused by bacterial infection, or gastrointestinal diseases caused by personal constitution, should not be covered by accident insurance. Therefore, insurance companies generally do not treat individual food poisoning cases as accidents. However, for collective food poisoning, especially food poisoning cases disclosed by the media, insurance companies will consider paying compensation according to accidental injuries on a case-by-case basis. " Which insurance company is stronger? I just sorted out the relevant contents, hoping to help you: the latest list! Top ten insurance companies in China
Experts reminded that in fact, many insurance companies' accident insurance products expressly do not pay for food poisoning, and insurance companies that do not explicitly rule out food poisoning liability claims also said that whether to pay or not should be treated differently according to specific circumstances. After logging into the official websites of PICC P&C Insurance, Ping An Insurance, Xinhua Life Insurance, Taiping Life Insurance, Taikang Life Insurance, AIA Insurance, Sunshine Insurance, Everbright Life Insurance, Changsheng Life Insurance, AVIC Samsung Life Insurance, Anbang Life Insurance, Cathay Life Insurance, MetLife Life Insurance and China-France Life Insurance, we found that among the accident insurance products of these four insurance companies, Taiping Life Insurance, AIA Life Insurance, Sunshine Insurance, Everbright Life Insurance and Changsheng Life Insurance were 6.
Reminder: Don't let the doctor just write "gastroenteritis"
A person from the claims department of an insurance company suggested that the insured should pay attention to three points if they want to make a smooth claim: First, if the product is clearly exempted from food poisoning, they must not pay; Second, in case of group poisoning, it is suggested that the claimant collect the registration information of the health and epidemic prevention departments; Third, check with the doctor after hospitalization. If the disease is really caused by food poisoning, and the doctor only writes "gastroenteritis" and other common diseases in the medical record, it will bring trouble to the definition of accident insurance.