1. Most of the platforms are illegally operated and unreliable, they obtain benefits through various means, many platforms are not reliable in text, there are also many platforms fraud, my friend was scammed, unregulated lending institutions hide a great risk of fraud, including a variety of names, such as "handling fee", "guarantee insurance", "security deposit" and other charges before the loan, or "interest rate reduction" and other ways to implement fraud, many people because of the momentary urgency, and pay a greater price. Now regret too much, so we must pay attention to safety when looking at the platform.
2. Many online platforms nowadays are harmful, for example, some online lending platforms, if the repayment is normal, there is no harm in online lending. But if the user fails to pay on time or refuses to pay, then this harm is considerable. First of all, net repayment of the loan is late they will charge a penalty when returning the loan and some online lending platforms do the same charging default fees which add 3 to the difficulty of reimbursement by the user. When an online lending is just past due, the platform will call to remind the user that it makes no difference if the user pays the loan on time.
3. There is also the Internet platform of undesirable information and cybercrime on the physical and mental health and safety of young people is harmful and threatening; the Internet has made many young people addicted to the virtual world of the network, detached from reality, but also make some young people ignore learning, the network as a carrier, derived from a variety of ways of information dissemination. Access to unprecedented space through the Internet platform allows for more effective and wider access to information, knowledge learning, emotional exchange and social understanding. Behind its positive effects, cyberspace tempts people with dizzying colors and makes some people fall into the trap of losing themselves.
How to deal with scams encountered on online platforms?
Internet financial fraud includes two situations: one is the use of the Internet as a means to defraud public and private property for the purpose of illegal possession, undermining the order of financial management; the other is to illegal possession for the purpose of forging the "Internet financial" or through the Internet financial platform, fraudulent acquisition of other people's property. Suspected of network financial fraud should promptly call 110 or report to the public security organs, the public security organs will be investigated.