Now I have bought an insurance for myself, which is usually a considerable expense and needs to be renewed every year. In this case, it should be your fault not to discuss with LG.
Suggest finding a more suitable time to talk to LG. First, show your attitude, apologize, express your initial thoughts in simple language, and preferably propose remedial measures. During the conversation, if LG has something to say, he must listen carefully, think carefully and handle it carefully. LG will definitely understand you, and get back together.
Ask and answer again.