(1) Benefits of handling a credit card:

1. Spend first and then repay, and enjoy an interest-free repayment period of up to 56 days.

2. Accumulating personal credit records, using credit cards and timely repayment can improve your personal credit and get more convenience in the future or when buyers buy houses.

3. Compared with cash, credit card is easy to carry and swipe. Credit card can also earn points and can be exchanged for a large number of gifts provided by banks.

4. Credit card can make the lowest monthly repayment after consumption, so that you can buy something of 1, yuan only in 1 yuan.

5. Some banks can repay by installments, and buy one thing and repay it in 24 months, so that you can spend more in advance and enjoy the city life.

(II) Credit card processing flow:

1. Submit personal information.

2. Other relevant materials (work certificate, income certificate, etc.) shall be submitted by our company for you;

3. The bank will review the data for 1-2 working days; After the materials are approved, the card will be issued within 5 days

4. The card will be delivered by a special person from the company according to the customer's requirements

5. Relevant fees will be charged according to the company's regulations (generally, 3 yuan will pay the fee in advance, and a handling fee of 3% will be charged uniformly after the card is issued).