Application conditions: 1. The main card applicant must be over 18 years old and have full capacity for civil conduct.

2. Have a stable career and income, good credit and the ability to repay loans with interest on time.

3. Applicants for supplementary cards must be at least 13 years old and have full capacity for civil conduct.

(Applicants for supplementary cards under the age of 16 must provide a copy of their household registration book when applying) 4. Application is simple, no guarantee, no deposit, no need to deposit cash in advance.

Card consumption method: signature+password/signature.

Keywords: Merchant UnionPay issued by the four major state-owned bank outlets Multi-year fee Industrial and Commercial Bank of China Shenzhen Safe processing Quick Peony Xunwei Gourmet Credit Card RMB points Beautiful repayment Credit card application Standard card insurance Peony Gourmet Card is a card issued by the Industrial and Commercial Bank of China with the theme of "Love Food,

The theme credit card with the connotation of "Love Life".

Cardholders can not only enjoy the basic financial functions and services of ICBC Peony Credit Card, but also experience preferential treatment from ICBC’s nationwide catering merchants. While enjoying delicious food, they can also feel the warm services provided by ICBC.

Products are issued under three brands: UnionPay, Visa and MasterCard.

Credit card theft insurance: Peony Xunwei Gourmet Credit Card has launched a "complete protection" function for lost cards. If your credit card is lost or stolen, as long as you report the loss in time and apply to the bank, the theft that occurred within 48 hours (including 48 hours) before you report the loss will be covered.

The losses will be shared by ICBC, up to a maximum of RMB 10,000 per year.

Annual fee policy: Annual fees for the primary and secondary cards for that year will be automatically waived if the cumulative card consumption reaches 5 or 5,000 yuan (including the equivalent in foreign currencies) every year.