Licensed items: food business. (Projects that need to be approved according to law can only carry out business activities after being approved by relevant departments. The specific business projects shall be subject to the approval documents or licenses of relevant departments. General projects: development, design and production of computer software, development and design of network technology, sales of self-produced products, provision of relevant technical consultation and technical services; Office supplies, edible agricultural and sideline products (excluding poultry products such as pigs, beef and mutton), daily necessities, handicrafts (excluding cultural relics), electronic products, clothing and accessories, plastic products, electric bicycles and parts, packaging materials, bags and cleaning products, online retail, import and export, and commission agents (excluding auctions); Catering management; Enterprise management consulting, enterprise marketing planning, design, production, release and agency of all kinds of advertisements at home and abroad, logistics services, warehousing services (except dangerous goods), intelligent warehousing equipment and intelligent robot sales; Goods that do not belong to state-owned trade management but belong to quota and license management shall be handled in accordance with relevant state regulations. (Except for projects subject to approval according to law, independent business activities shall be carried out according to law with the business license)
Folding use
To use Alipay payment service, you need to register an Alipay account, which can be divided into "personal account" and "enterprise account".
You can register in Alipay official website or Alipay Wallet.
Folding authentication
Users need real-name authentication when using payment services, which is a requirement put forward by regulators such as the central bank. After real-name authentication, they can open a shop in Taobao, add more payment services, and more importantly, help improve the security of their accounts.
Real-name authentication needs to verify both member information and bank account information.
From July 1 2006, the balance payment and transfer functions of users with imperfect real-name authentication will be restricted.
Personal payment accounts are divided into three categories, with different functions, quotas and information authentication standards. Among them, Class I accounts only need an external channel to authenticate customer identity information, such as online verification of resident identity card information, and the corresponding payment limit is only 1 000 yuan since the account was opened. This kind of account balance can be used for consumption and transfer, which is mainly suitable for customers to make small and temporary payments. The real-name authentication intensity of Class II and Class III accounts is relatively high, and customer identity information is verified through at least 3 and 5 external channels respectively. Among them, the payment limit for the balance of Class II account is 654.38+10,000 yuan per year. The payment limit for the balance of the third-level account is 200,000 yuan per year.
Folding wallet
Alipay can also be used on smart phones, and the mobile phone client is Alipay wallet. Alipay wallet has the function of computer version of Alipay, and contains more innovative services because of the characteristics of mobile phones. Such as "face-to-face payment" and "QR code payment".
You can also make Alipay wallet your own personalized mobile phone application by adding "service".
Alipay wallet is mainly used on iOS and Android, and iPad and WP versions are under development.
Folding safety
Payment involves the safety of users' funds, so it is very important to follow the official safety regulations.
Such as security control, SMS authentication service, digital certificate, third-party certificate, payment shield, Ling Bao, Ling Bao mobile version, security protection issues, security policies, mobile phone security settings, etc.
Almost all payment services can use Alipay. From shopping to water, electricity and gas payment, and there is a tendency to partially replace cash.
Folding repayment
On June 5438+1October 65438+May 2009, Alipay launched a credit card repayment service, which was supported by credit cards issued by 39 domestic banks. It is the most popular third-party repayment platform.
Main advantages: free check of credit card bills, free repayment, and automatic repayment/repayment reminder and other value-added services. Recommend AliPay wallet.
20 14 In the first quarter, 76% of credit cards were repaid through Alipay wallet. (Source: Payment Records)
Folding transfer
There are two ways to transfer money through Alipay: 1, when the money is transferred to Alipay account, the funds will be instantly transferred to the other Alipay account; Alipay account transfer limit 2. Transfer to bank card, users can transfer to their own or other people's bank cards, support more than 100 banks, and receive the account within 2 hours at the earliest. Support the collection bank and time, as well as the limit of transfer to bank card.
Recommend Alipay wallet, free of charge.
Folding payment
Since the end of 2008, Alipay has promoted public utility payment services, covering more than 300 cities across the country and supporting more than 1200 cooperative institutions. In addition to the payment of basic living expenses such as water, electricity and coal, it also extends to the payment fields closely related to the lives of ordinary people, such as traffic fines, property fees and cable TV fees.
Commonly used online payment services are:
Water, electricity, coal, education, traffic fines, cable TV.
Folding service window
Adding related service accounts to the "service" of Alipay wallet can get more services in the wallet. Including banking services, payment services, insurance financing, mobile phone communication services, transportation and tourism, retail department stores, medical care, leisure and entertainment, food and beverage, etc.
Different from other public service platforms, the natural payment genes, over 100 million payment users and strictly audited merchant services make the service window have greater ecological value.