A friend who rarely drinks alcohol recently invited me for a drink. After a big gulp of beer, he patted his belly and said to me with a smile: "You know, I finally bought a house."

After saying congratulations repeatedly, he waved his hand and suppressed his smile.

"There is nothing to congratulate. I hesitated for half a year and lost 900,000."

I started looking at houses in March 2019. The initial budget was 2.5 million, and I planned to buy a one-bedroom apartment to live in. In April 2019, I watched Lingshang Times in Bagualing, Shenzhen, for 2.3 million. It was my first time buying a house, and I always want to see it again.

Look, I haven't made a move yet.

Then in November 2019, a house of the same type sold for 3.2 million yuan, an increase of 900,000 yuan in half a year.

So recently, he fell in love with a house worth 3.3 million yuan. After suffering a loss, he quickly paid the deposit, borrowed money immediately, and negotiated with the buyer to redeem the house, get a bank loan, and transfer the ownership. The whole process took one month, and he finally changed his life.

Bought my first house.

Thinking of my friend’s story, combined with so many years of working experience, there are quite a few cases like my friend’s.

An interesting phenomenon was also discovered: that is, rich people are more "easy to greet", while those who are in need are more "difficult".

People who have bought multiple properties are usually optimistic about the location and unit type, and they will buy decisively and rarely drag their feet.

But just-in-time customers like my friends are different. They are very diligent and eager to learn, and have an almost expert research on real estate. They are familiar with various economic books, understand the trend of M2, inflation, and follow various self-media to analyze the impact of macro policies.

The impact of the property market is analyzed through professional terms such as "price-to-income ratio", "rent-to-sale ratio" and "rental return rate".

In the end, their conclusion is often that they are bearish on the property market, look forward and backward, worry about gains and losses, and are hesitant to buy.

To be honest, you don’t have hundreds of millions of assets to allocate, so you don’t need to pay attention to macroscopic things. M2 fluctuations have nothing to do with your real eight cents.

So there are a few people who just need to buy a house and have fixed ideas. Maybe you are also planning to buy a house.

1. When buying a first-time home, you need to get into the car first. One step is not suitable for you. Have you often heard this saying: If you can buy 4 rooms, don’t buy 3 rooms; if you can buy 3 rooms, don’t buy 2 rooms.

Indeed, many people now want to "get it done in one step", preferably a three-bedroom apartment with a good degree, sufficient supporting facilities, and good property in the community... There is nothing wrong with this in itself, but the cost of changing houses is too high now.

, it’s too troublesome. If you have money, let alone get it right in one step, it’s no problem if you are willing to buy Shenzhen Bay One.

But if you don't have that strength, don't delay the best time to buy a house because of the words "get it right in one step". You can buy a smaller one but in a good location first, and then upgrade when conditions permit.

"Getting it right in one step" itself is a false proposition. No one can guarantee that I will live in this house until I grow old. People's desires are endless, not to mention that a group of people may choose to return to their hometowns to buy property.

There will always be new goals and plans at different stages of life, needs will always change, and no house is perfect.

Some people pursue "getting it right in one step" so much that they give up location and transportation. After moving in, they commute 4 hours to and from get off work every day. After living there for 1-2 years, they feel the urge to change houses.

Although there is no official statistical data, in first-tier cities such as Beijing, Shanghai, Guangzhou and Shenzhen, a house changes hands on average every 5-10 years. There are almost no people who live in a house for a lifetime like their parents did.

The idea of ??settling things in one step and relocation is no longer suitable for contemporary society.

2. Is there any cheaper way to buy a house in Shenzhen? It’s easy to have millions of dollars in assets. It’s cheap to buy groceries, let alone buy a house.

Therefore, the most popular questions for those who just need to buy a house are: Is it a good time to buy now? When is the opportunity to buy a house at the bottom? At what time can there be bamboo shoots to pick up?

To be honest, even well-known economists and senior real estate experts cannot tell you accurate answers to these questions.

Don't always think about being "cheap". In today's market economy, you get what you pay for. Most of the houses sold very cheaply have problems.

Maybe there is a substation downstairs, maybe the apartment layout is too weird, maybe the noise is too loud, etc. In short, there must be something wrong with cheap things. You must find out the cause and confirm whether the leak can be fixed.