How much you can withdraw from China Construction Bank's provident fund depends on the balance in your personal account.

Relevant regulations and precautions for withdrawing the housing provident fund: 1. Apply for withdrawal if you meet the conditions of retirement, leaving the country to settle abroad, job transfer outside the city, termination of the labor relationship with the employer and not re-employed, termination of the labor relationship with the employer and employment in another place, death, etc.

For housing provident funds, the individual account should be "sealed" by the unit first with the responsible bank, and the account should be canceled after the employee withdraws it.

2. Eligible for purchasing commercial housing, affordable housing, affordable housing, poverty alleviation housing, second-hand housing, auction housing, demolition resettlement housing, public housing or fund-raising housing, building one's own housing, expanding, renovating, overhauling one's own housing, and families affected by emergencies.

If the employee and his spouse apply to withdraw the housing provident fund due to living difficulties and other conditions, within one year from the date of the occurrence of the act, the employee and his spouse can apply for withdrawing the housing provident fund at the same time with relevant materials, and the total amount withdrawn shall not exceed the actual housing consumption expenditure.

3. If the employee and his spouse apply for withdrawing the housing provident fund if they meet the conditions of repaying the principal and interest of the home purchase loan, and the rent exceeds 15% of the family income, etc., the employee and his spouse should apply for it at the same time. The amount of the housing provident fund withdrawn shall not exceed the actual housing consumption expenditure of the family in the current period.

4. Eligible for purchasing commercial housing, affordable housing, affordable housing, poverty alleviation housing, second-hand housing, auction housing, demolition resettlement housing, public housing or fund-raising housing, building one's own house, expanding, renovating, overhauling one's own house, repaying the principal and interest of a home purchase loan, and rent.

Those who apply to withdraw the housing provident fund due to factors such as exceeding 15% of the household income and enjoying the urban minimum living security, losing the ability to work, suffering from special diseases that make family life difficult, etc., in addition to settling the principal and interest of the home purchase loan in one go, must wait for 12 months before withdrawing again.

Months and above.

The housing provident fund account should retain an amount of less than 100 yuan.

5. Reasons for purchasing commercial housing, affordable housing, affordable housing, poverty alleviation housing, second-hand housing, auction housing, demolition resettlement housing, public housing or fund-raising housing, building one's own house, expanding, renovating, overhauling one's own house, repaying the principal and interest of a home purchase loan, etc.

When applying to withdraw the housing provident fund, if an employee purchases a house or repays a house purchase loan in another place, the house purchased in a different place should be located in the place of residence of the employee or his spouse. In addition to the above materials, when applying for withdrawal, he or his spouse must also provide the place where the house is purchased.

The original and copy of the household registration book.

6. Except for the relationship between husband and wife, if you apply to withdraw the housing provident fund by another person on your behalf, you must apply for notarization of the authorization or authorize both parties to come to the center to sign a power of attorney.

If the spouse of the property owner (or borrower) applies to withdraw his or her housing provident fund or the couple collects the housing provident fund on their behalf, the original and copy of the marriage relationship certificate should be provided.

7. Withdrawal of the housing provident fund from Sichuan Hungry Deity Thirst Crash Leap Turtle Blood Bomo must be transferred to the depositor's own bank savings card, and cash withdrawal is not allowed.

If a bank other than the housing provident fund or a non-local savings card is used, the handling fee incurred shall be borne by the depositor himself.

8. If an employee dies or is declared dead, when the employee's heir or legatee applies to withdraw the housing provident fund, the withdrawal amount should be deposited into the bank savings card of the heir or legatee, and no cash withdrawal is allowed.

9. If there are any changes to the above policies and regulations regarding the withdrawal of housing provident funds, the policies and regulations at the time of application shall prevail.