When you saw this title, did you think you were on the Food Channel? Teach you how to make donuts? NO~NO~ This donut is the donut theory mentioned in Puppy Money 2~

Simply put, the donut is a symbol, a symbol of happiness in life, money and Everything else that can be consumed is like the visible circle on the outside of the donut, while the invisible hole represents the human heart, symbolizing the character that we cannot see but must have - this is a comparison with seeing. Visible success is more important!

The reality is that people often cannot see the invisible inner world, only the outer "circle". This is becoming increasingly obvious in today's society. Everyone likes money and is pursuing money. But just as the donut symbolizes, a donut without a hole is no longer a donut. It is also unreasonable that people who lack excellent character are essentially empty. People who only think about money will not be truly happy. And conversely, without the outer circle, there is no round hole. The inner meaning symbolized by the round hole cannot be revealed. If you want to be happy, obviously you have to have both!

? I think the theory of donuts is similar to what is said in the Chinese "Zengguang Xianwen": "A gentleman loves money, acquires it in a proper way, uses it in an appropriate way, and uses it in an orderly manner." People who are truly successful often don't just have money or good inner qualities, they must have both.

So how can you make your own donut? Puppy Money gives us the answer

The first book: "Puppy Money" tells us how to get the outer layer of the donut—create your own wealth

Summary It is as follows:

There are some secrets and rules for clear goal money. If you want to understand these secrets and rules, the prerequisite is that you must really have this desire.

To do or not to do If you just have a try mentality, you will only end up failing and you will accomplish nothing. Trying is purely an excuse. Before you do it, you have already thought of a way out for yourself. Cannot test. You have only two choices: do it, or don't do it.

Confidence The most critical factor in whether you can make money is not whether you have a good idea. How smart you are isn't the main factor either, the deciding factor is your level of confidence.

Focus on what you can do. The day a person focuses his energy on what he can do, know and have, his success has already begun. This also makes a child fully capable of earning more money than an adult.

Start with your interests. You'd better think clearly about what you like to do, and then consider how you can use it to make money.

Good Habits-Success Notes You should do things that are of great significance to the future without interruption every day. It won't take you more than 10 minutes, but those 10 minutes will make all the difference.

Eliminate Debt Properly People who are in debt should destroy all credit cards. Loans should be repaid as little as possible.

Half of the money you don’t use for living should be saved and the other half should be used to pay off debts. It is best not to apply for a consumer loan.

Ask yourself every time before borrowing money: "Is this really necessary?"

Don't give up your goals easily. When you set a big goal, it means you have to pay. Much more effort than others.

The Importance of Savings If I don’t have my “goose”, I will always have to work to make money, but once I have my own “goose”, my money will automatically I worked.

You can too Luck is just the result of adequate preparation and hard work.

Money can only stay with those who work hard for it. People who use illegal means to obtain ill-gotten gains will feel worse than when they have no money.

Be positive - tell yourself you can do it. Fear always arises when we imagine how things will go wrong. The more we think about the possibility of failure, the more afraid we become. And when you think toward positive goals, you won't be afraid.

Some points about financial management

1. Decide that you want to be financially successful.

2. Be confident, have ideas, and do what you like.

3. Divide your money into three parts: daily expenses, dream goals, and golden goose accounts.

4. Invest wisely.

5． Enjoy life.

Just do it If you don't do what you do today, you will never know what you can do after putting some pressure on yourself. The things a person is most proud of are often the most difficult things to do.

Funds Things to note when selecting funds:

1. Funds should be at least ten years old. If it has been profitable for such a long time, we can assume that it will perform well in the future as well.

2. You should choose a large multinational stock fund. This kind of fund buys stocks all over the world to share risks, so it is very safe.

3 Compare the trend charts of funds. We should look at which funds have had the best year-end profits over the past 10 years. Divide 72 by the annual percentage return on your investment and the number you get is the number of years it will take to double the money.

Ups and downs are normal, but you need to have a long-term perspective and be patient. Every time after winter, spring comes, followed by summer, and every summer is followed by autumn, and then winter again, like this every year. Just like the changes in nature, there are always seasons in the exchange, and the cycle goes back and forth.

Take action now! ! ! The most important thing is that money should be a natural and ordinary thing in people's eyes. There are some people reading this who won't understand what you're saying, and nothing will change. Others start to manage money wisely after reading it, and they will have a happier and richer life.

The second book: Puppy Money Money II tells us that outside the circle of money symbolized by the outside of the donut, if you want to be happy, you cannot only focus on material success. You must also cultivate yourself to have an excellent heart. There are 7 principles for developing excellent character: being friendly and approachable, having the courage to take responsibility, being kind to others, helping and giving, being grateful, being diligent in learning, and being trustworthy.

The summary is as follows:

Friendly and approachable The protagonist of this book, Gia, initially hated her Aunt Aina and the fat lady next to the visa officer, but Mr. Jin, whom she always respected, Tell her three rules.

First, you should be more self-controlled, more humble, and especially more mature. This first means that you should not always speak rashly. Because being unkind has always been a sign of lack of education and inner weakness, and it also looks stupid.

When you meet someone you don’t like again, try giving them a kind smile. You know, you are not always right. One of the signs of maturity is being able to get along peacefully with someone you don't like. Even if you still can't accept him deep down in your heart, you have to believe that there must be something shining in him that is worth learning from.

Second, you can't always complain about the unfairness of fate. Not everything is fair in our lives, and unfair situations are common. But that doesn’t mean you should give up, because success doesn’t depend on whether you’re treated fairly.

When you are treated unfairly again, please stop complaining. You must know that your time is precious and your attention is even more precious. It would be a pity to waste it. You might as well focus on what you can do, what you know and what you have - this view also coincides with what Mr. Li Xiaolai mentioned in the column "The Road to Financial Freedom".

Third, don’t speak ill of others behind their backs. It is a shame to laugh at others. When you focus on other people's mistakes and shortcomings, you will naturally ignore the bright side of them. Only when a person has the ability to look at beautiful things, will the world become a better place for him. In addition, talking about others behind their back can leave a bad impression on those around you. Because people think that since you can speak ill of others behind their backs, you can speak ill of them on other occasions.

When you want to say something bad about someone, try talking about their strengths instead of saying bad things about them later. Bowing behind your back is a good interpersonal management strategy. You will find that not only will your mood become better, but you may also gain an unexpected friendship.

The three principles of friendly and friendly character are the top priority in "Puppy Money 2". After Gia learned and mastered the three principles, she restored her relationship with Aunt Aina at the end of the story. The relationship between , fat ladies has been accepted and recognized by them.

The courage to take responsibility is reflected in your ability to make immediate judgments in emergencies. Also, you must know that when you pass the responsibility to others, you also transfer the corresponding rights to the other party. Don't be afraid of choices, don't be afraid of taking responsibility.

Many people would rather live comfortably than pursue the happiness they deserve, and do not want to choose a vibrant and fulfilling life, just because they are afraid of difficulties. That kind of attitude towards life is actually incorrect. They cannot experience the full content of life.

Treat others well

This point is not fundamentally different from the first point of "being friendly and approachable".

The difference is that if you really can't compliment someone else - it's better to just shut up and say nothing. Also, just try not to criticize others, and if you have to criticize, do it in a very polite and friendly way. You know, if a person doesn't like you that much, it's largely because you haven't been friendly enough. Being polite can make people who didn't trust you before accept you.

Help

No one likes a hand-in-hand party, right? Have you ever noticed that most of the time it is much happier to help others than to receive gifts from others? If you like someone, express your affection by giving them a gift or treating them to a meal. You know, if you take the initiative to make friends, you will know many more people in a year than if you passively wait for others to come to you.

When socializing, ask yourself a question: "How can I bring my value to more people in a shorter time?" If you can have an impact on more people, then it I will repay you twice as much.

Heart of Gratitude

Always having a heart of gratitude will make your thinking inertia, even when you encounter difficulties, you will still focus on the things worth being grateful for. . Always being grateful will keep you humble and cherish the good times spent with family and friends.

Study hard but don’t be complacent

Don’t be complacent. Even if you graduated from a prestigious school and have a high degree, you still need to maintain a humble, studious and open attitude. Full of curiosity about new things and a desire to explore new knowledge. Keep learning because you have to become the person you are capable of becoming.

Read more, read good books, think deeply, and be wary of your mobile phone. Keep writing a success diary like what was proposed in "Puppy Money 1", sum up and review the gains of the next day every day, record your progress, and write down the three little things that give you the most sense of accomplishment.

Learn as much as possible from others, take the initiative to find people who can exert a good influence on you, do not compare yourself with others, but do your best to be the best you can - this is success and happiness Secret.

Trustworthy

It is probably a pity that when I was in college, I didn’t get along with one or two close friends with whom I could know the truth no matter where I was and still keep in touch with me throughout my life. . And I am very lucky to have such friends. All kinds of friends come and go in life. Friends who can really stay and don’t care about what you have on the outside and get along with each other regardless of gains and losses are the most cherished in life, relatively speaking. You also need to be such a trustworthy person, be sincere and put yourself in someone else’s shoes!

Who is your emergency contact on the form? Is he worthy of your 100% trust? Ask yourself carefully, if you don’t have that kind of friend, most of the reason is still yourself.

Please make yourself more self-disciplined and reliable, keep your time, keep your promises, and do what you say. Make yourself a trustworthy person first, then you will be qualified to have a partner who is 100% trustworthy.

The above is my review and understanding of the key points described in the book based on my own insights after reading the two books in the "Puppy Money" series.

Just like a coin has two sides. The outer side is the money you must get in order to satisfy your material desires and continue to survive in this world, and the inner side cannot be ignored either - you must learn to be grateful and helpful, and grow a rich A light and clean heart.

Good character cannot be measured by money, because it cannot be purchased with money, but only with good character can a person have good friends and feel happy.

Internal things are as important as external things. On the road to pursuing wealth, please remember to cultivate yourself according to these 7 principles that can help you develop excellent character! In this way you can make a delicious donut that symbolizes happiness~