four words, open source and reduce expenditure.

open source means increasing income sources. If you are an office worker, then you have a fixed salary every month, which is a kind of income. The sideline business that is very hot now just needs to know about it. That is to say, in addition to the fixed monthly salary, by paying spare time, find other channels to realize cash. For example, those who are good at writing can contribute to major platforms to earn a contribution fee, and those who like photography can help others take pictures to get a commission. Those who like food baking can bake some snacks for sale in their spare time. In short, there are so many online learning channels now, even if you don't have a skill now, you can try to learn, increase your competitiveness and expand the realizable channels.

The meaning of throttling is simpler. It is important to pay attention to your monthly, weekly and even daily expenses, distinguish between what you want and what you need, and control your hand bought in buy buy and your heart full of desire. But this does not mean sacrificing too much material life and living like an ascetic directly. Look at your monthly bill. Are the things on it really what you need? Still all bought back and accumulated dust.

I have been living independently since I graduated from college. At that time, the salary was not high, and there was not much left except the daily expenses. Especially when a person lives in a foreign country, he always feels a little insecure, so he always subconsciously reminds himself to save some money for a rainy day.

I'll start with clothing, food, shelter, transportation and other necessities of life.

clothes: try to choose basic designs with good quality. This kind of product will enhance your temperament when you wear it, and it won't be out of date if you buy it this year. The most important thing is that the basic design is versatile and applicable to many occasions.

of course, you can buy clothes that you like very much occasionally, as long as the price is not more than twice that of the clothes you usually buy, so you can reward yourself.

Eating: Cooking by yourself as much as possible will really save you a lot, and you can also control the salt and nutrition. The biggest problem is that eating out all the time will make you fat faster.

Accommodation: If you rent a house, it is recommended not to live too simply, because rest is a very important part of our life, and it is easy to get sick if you don't have a good rest. You can live a little far from the company, but the place with convenient transportation doesn't need to be too big, just warm, safe and quiet.

Important reminder: Don't buy furniture for your home on a whim, which not only takes up the activity space, but also is an extra expense. The simpler and more practical the rented house, the better.

ok: try not to rent or drip if you can take the subway.

Let's talk about other indirect ways to save money. How poor I was in those days ~

Don't be late, and take as few leave as possible (illness counts)

Being late for one time will also deduct dozens, and I will also deduct a lot of wages for taking personal leave, so try to avoid these. Especially when I brush my mobile phone at night and don't think about it in the morning, I just want to take a vacation or something. Since I am a young poor man, I'd better not be too headstrong.

work hard

if you don't have a second job, then work is the only source of income. One of the opportunities that can be increased through work is promotion and salary increase, and the other is to get bonuses. No matter which one, you need to pay more than other colleagues to have a chance.

so don't just hang out with your colleagues. After all, if you are poor, others may not be poor.

don't pursue digital products too much

don't change your mobile phone for the time being. SLR, tablet and Xbox are not only not necessary for life, but also a waste of your time. If you spend time on your studies, you will get higher long-term benefits.

Keep on studying

Study hard when you get home from work. After all, the poor have less entertainment and more time, and they will never lose money when they spend their time on their studies. The more things you learn, the more ways out. When I was poor, I taught others PPT and PS pictures, all of which I learned by myself. Although I am not poor now, my income is ok, but I also repair PPT and P pictures for others. After all, my strength is ok now, and my income can be higher. Who has a grudge against money?

Buy commercial insurance for yourself and deposit a certain amount of money every month.

Being sick is the most fearful thing. Not many people report medical insurance, and the rest is reported by commercial insurance, which is the most cost-effective. And it's cheaper to buy insurance when you are young.

the most important thing is that no matter what happens this month, you should save yourself a small sum of money, which will be quite a lot every year.

the above are some suggestions about saving money, and the final suggestion is: making more money is king. Just like writing in today's headlines, it can also be profitable. Even if the writing is not good, it is to accumulate experience.