First, the phone is activated.
Postal savings bank credit card phone activation can be divided into self-service voice activation and customer service manual auxiliary activation. You can choose to call the 24-hour credit card customer service hotline 4008895580- Select 2- Card Activation, and activate the credit card through self-service voice according to the voice prompt. You can also enter the telephone voice menu, select "5" other services, and then select "0" manual service to activate the credit card with the help of customer service. Don't forget to set the transaction password and inquiry password after activating the card.
Second, online banking activation
The activation of online banking in Postal Savings Bank can only activate the main card, but not the secondary card. The host cardholder needs to log in to the personal online banking of the Postal Savings Bank to activate the credit card. After logging in, find the credit card page, select the credit card activation option, enter your credit card, valid ID card and obtained mobile phone verification code, then follow the prompts to activate, and set the transaction password and inquiry password.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.3
Application version: 3. 1.4
Third, dot activation.
After getting the credit card of the Postal Savings Bank, the cardholder can bring his ID card and credit card to a nearby business outlet to apply for an activation card.
Postal savings bank credit card is a standard RMB credit card of UnionPay, which has rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment and points earning. Provide 24-hour customer service hotline, free delivery, self-deduction repayment and other services. In addition, there are powerful functions such as free transaction fee for repayment in different places, free SMS reminder for large transactions, and interest-free period discount for consumption.
The minimum available amount for application is RMB 3,000, of which RMB 65,438 +0.500 can be used for cash withdrawal.
Function:
The newly issued credit card of the Postal Savings Bank is designed with Ding as the design pattern, which not only shows the historical and cultural heritage of the postal service, strong strength, sincerity and trustworthiness, but also shows the service commitment of the Postal Savings Bank to "do our best for you". The blue-green card background symbolizes peace, life and hope, and injects a relaxed, bright, convenient and fashionable card concept into life. The biggest feature of the postal savings credit card is that it is free of annual fees for life. After applying for opening a credit card of the Postal Savings Bank, customers will not have to worry about complicated annual fee waiver rules. Moreover, there are many ways to repay credit cards: cardholders can repay through various outlets of Postal Savings Bank, automatic transfer, self-service deposit machine, ATM machine transfer and so on.
Application conditions:
Since April 2009, people who have reached the age of 18 and meet the requirements for applying for a credit card of Postal Savings Bank and provide complete supporting materials can apply at all branches of Quanzhou Branch of China Postal Savings Bank.
How to use the postal credit card?
fundamental function
Postal savings bank credit card is a standard RMB credit card of UnionPay, which has rich functions such as overdraft consumption, overdraft cash withdrawal and installment payment. Provide 24-hour customer service hotline, free delivery, self-deduction repayment and other services. In addition, there are powerful functions such as free transaction fee for repayment in different places, free SMS reminder for large transactions, and interest-free period discount for consumption.
Specific function
The blue-green card background symbolizes peace, life and hope, and injects a relaxed, bright, convenient and fashionable card concept into life. The biggest feature of the postal savings credit card is that it is free of annual fees for life. After applying for opening a credit card of the Postal Savings Bank, customers will not have to worry about complicated annual fee waiver rules. Moreover, there are many ways to repay credit cards: cardholders can repay through various outlets of Postal Savings Bank, automatic transfer, self-service deposit machine, ATM machine transfer and so on.
How to activate the postal credit card?
Operating environment:
Brand model: iphone 13
System version: ios 15.0
Website:
Online activation method of credit card of Postal Savings Bank: log in to official website of Postal Savings Bank and click "Apply for opening-credit card-credit card activation"; Enter relevant information, click "Activate" to enter the activation page, and fill in personal and credit card related information; Click the "Confirm" button after confirming the relevant information; Click "Set Query Password" button to make relevant settings; Enter a new password and click OK; Your inquiry password has been set successfully, and online activation of credit card has been completed.
Postal savings in China can be traced back to the postal savings business started in 19 19, which has a history of one hundred years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Limited was formally established. 20 12 1 month, the whole company was restructured into a joint stock limited company. From 20 15 to 12, ten domestic and foreign strategic investors were introduced. 2065438+listed on the Hong Kong Stock Exchange in September 2006. 20 19 12, listed on Shanghai Stock Exchange.
Postal savings consensus
1. Send concise articles, have useful meetings and say concise and straightforward words.
2. Position is not equal to authority, and creating value will be respected.
3. Human feelings are the bond of cooperation, not the obstacle of principle.
4. It is better to achieve yourself than to do superficial things to deal with others.
5. Going deep into the market, being close to customers and leaving the front line can only be an armchair strategist.
6. It is dereliction of duty to discuss without deciding, and the front line cannot wait for the rear to discuss.
7. One action is better than a dozen procedures. Do it at once and do it well.
8. Make up for each other, everyone has a stage.
9. Send less invalid instructions and let the front line go into battle lightly.
10. Professional channels can also lead to the peak of career.
Postal savings business of China Postal Savings Bank can be traced back to 19 19 years, with a history of one hundred years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Limited was formally established. 20 12 1 month, the whole company was restructured into a joint stock limited company. From 20 15 to 12, ten domestic and foreign strategic investors were introduced. 2065438+listed on the Hong Kong Stock Exchange in September 2006. 20 19 to 12 were listed on the Shanghai Stock Exchange, and the three-step reform goal of "share reform-leading enterprise-listing in A and H" was successfully completed.
Introduction of Credit Card Withdrawal Operation in Postal Savings Bank
When going out, many friends may encounter insufficient funds. At this time, cash withdrawal is a good solution. Let me first take a look at the introduction of the cash withdrawal operation of Jintou Credit Card Postal Savings Bank.
First, the Postal Savings Bank credit card withdrawal fee
1 overdraft cash withdrawal
Domestic cash withdrawal is 65438+ 0% of the amount, with a minimum of 10 yuan.
Overseas cash withdrawal is 1%, and the minimum is 15 yuan.
2. Cash withdrawal for overpayment
Domestic cash withdrawal is 65438+ 0% of the amount, with a minimum of 10 yuan.
Overseas cash withdrawal of 65438+ 0%, gold card of 0.5%, minimum 15 yuan.
2. Credit card interest of Postal Savings Bank.
From the date of cash withdrawal, the bank will calculate the cash withdrawal interest at the daily interest rate of five ten thousandths, and compound interest on a monthly basis until the arrears are paid off.
For example, Xiaobai took a credit card from the Postal Savings Office on October 5th, 65438/KLOC-0, and withdrew 5000 RMB from the ATM. Xiaobai Postal Savings Office's monthly bill date is 15, and the repayment date is 25th, so the bill he received at 10 15 is the total interest extracted from the principal (from the consumption date to the bill date), namely:
50005000 1%50000.05% 10=5075
On the 22nd repayment date, the bill only shows the interest from the 5th consumption date to 15 billing date. During the period from the billing date to the repayment date, the withdrawn principal will still generate interest day by day, and will be automatically included in the next billing cycle, which will appear on the bill of 1 15:
50000.05%7= 17.5
Note: This item is the unpaid interest of 65438+ 10 month.
50000.05%70.05%23=0.20 125
Note: This item refers to the unpaid interest from June 65438+1October 22nd to June 65438+1October 5th.
3. Credit card withdrawal amount of Postal Savings Bank
Generally speaking, the withdrawal amount of Capka credit of political savings bank is 30% of the credit amount, and the withdrawal amount of gold card is 50% of the credit amount. Withdrawal fees and interest will take up the withdrawal amount.
Four, the Postal Savings Bank credit card withdrawal method
1, cash withdrawal at the counter
In China, you can use your credit card and transaction password to withdraw RMB cash at the counters of various branches of Postal Savings Bank. You must enter the correct transaction password and sign the withdrawal voucher for confirmation.
2.ATM cash withdrawal
No matter at home or abroad, you can withdraw money from an ATM with the organization logo of postal savings credit card, and you must enter the correct transaction password when withdrawing money.
The above is what I introduced to you about "Introduction of Credit Card Withdrawal Operation of Postal Savings Bank". I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Tianjin Investment Credit Card!
Disclaimer: The operation suggestions in this article only represent the views of third parties and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Trading on this basis is at your own risk.
What is the function of ordinary employees using postal credit cards?
1, credit card function. Credit card swiping includes not only shopping in shopping malls, but also online shopping with credit cards (but only if the website you buy supports bank credit card payment). Moreover, the bank will launch various activities of credit card discount every quarter, which can be learned by logging in to the bank credit card official website. For example, you can enjoy a half-price discount by swiping your credit card to buy food, so that you can take your card to have dinner with friends to save half the cost.
2. Cash withdrawal function. Credit cards can withdraw money, but there is a limit, which generally does not exceed 50% of your credit limit. For example, if your credit line is 65,438+00,000 yuan, the maximum withdrawal amount is no more than 5,000 yuan. Cash withdrawal by credit card is quite expensive, including handling fee and 0.5 ‰ interest per day. If the withdrawal amount is not too much and can be repaid in a short time, it is still recommended to withdraw cash.
3, overseas credit card function. If you travel abroad (including Hong Kong, Macao and Taiwan) and don't want to exchange cash, you can swipe your card directly with your credit card. Credit card overseas credit card can be repaid on time as long as you come back. Generally speaking, overseas credit cards also enjoy tax refund concessions.
4. Points redemption discount. Credit cards can accumulate points, which can be used to exchange gifts, phone bills, food discounts, credit card discounts, air miles and so on. However, it usually takes a long time to redeem points, but in general, banks still have many points preferential activities, which are worthy of attention.
The above is an introduction to the use of China Post Credit Card.
This concludes the introduction of how to use China Post Credit Card and how to handle China Post Credit Card. I wonder if you have found the information you need?