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New houses in Kunming can be traded in a few years.

1. The General Office of Kunming Municipal People's Government issued a notice on promoting the stable and healthy development of the real estate market, and implemented the policy of restricting the sale of newly purchased houses until they have obtained the immovable property certificate for two years in Chenggong District.

2. Within the Second Ring Road of Kunming's downtown area, Chenggong New District and the enclosed areas of Chuanfanghe, Guangfu Road, Caiyun Road, Flower Avenue and Dianchi Lake, it is necessary to obtain the certificate of real estate ownership for three years before the purchase of new commercial housing can be listed and traded.

3. Except for the above areas, it has not been clearly stated that the new house can be listed and traded in a few years.

Precautions for the sale of houses

1. During the appraisal, it is recommended that the seller go to some big intermediary companies to find out the market situation before making an offer, and consult more professionals or understand the market trend through multiple channels. Determine a reasonable quotation after adding and subtracting according to your actual situation. The purpose of making a quotation in advance is to leave some room for yourself in the process of price negotiation. In addition, the first quotation is generally a tentative price, and then you can prepare for price adjustment at any time by understanding the market's reflection.

2. Pay attention to the selection of intermediary, and choose a qualified large-scale housing intermediary company. It is very important and necessary to choose a credible and qualified intermediary company. It is a prerequisite to ensure the security of transactions. The qualifications of real estate intermediaries can be inquired through the website of the local construction committee.

3. When signing the agreement, it should be noted that you can sign an agreement with the intermediary company to sell the house when all aspects are almost prepared. When signing the agreement, it must be noted that the original ownership certificate must be held by the property owner. Because in the process of entrusting an intermediary to conduct housing transactions, many intermediaries often ask the homeowner to hand over the housing ownership certificate to the intermediary for safekeeping on the grounds of convenient agency. This is extremely unfavorable to the seller.

4. Pay attention to online signing of houses. Online signing of second-hand houses is mandatory for real estate management departments. Once the online signing is successful, the same house can't generate a sales contract again, and you can't sell the house to others.

5. Select the payment method.

there are two payment methods for buyers to choose from, one is to pay the full amount of the house in one lump sum, and the other is to buy a house with a loan. One-time payment is suitable for existing houses, and it is better to pay part of the house price first, and then make up the remaining house price when the house is delivered. If you buy a house by loan, you should choose the appropriate loan method and loan period, such as provident fund loan, commercial loan and portfolio loan. In terms of repayment methods, there are equal principal and interest and average capital.