China Postal Savings Bank has a long history, which is familiar and unfamiliar to many small partners. How about a postal credit card? Let's look at the card baby to introduce you.
Postal savings card has several characteristics:
1. Debit card VIP is better than credit card.
There are as many debit cards as credit cards.
3. Activities are divided into card types and regions.
4. The basic activities are full reduction, Wal-Mart 100-50, JD.COM 200-100/100-30, etc.
5. The advantage is that there are fewer cardholders, and there is basically no need to grab all kinds of full reductions, supermarkets, refueling and car washing.
6. The number of outlets is the largest, which is said to exceed the sum of workers and peasants.
7. The outlets handle the cards, and now some places send the cards to the luggage.
It is recommended that qualified friends make platinum, and small platinum will be gradually released. It is expected that rights and interests will be improved.
1. Dingya Platinum Credit Card (Small Platinum)
Annual fee: 500 for the main card and 200 for the supplementary card. The first year is free, and the second year is 70 thousand or 20 thousand. The quota is 50000- 15000. 20 15 12 3 has been released.
Equity: 1 yuan 1 integral, valid within the validity period of the main card; Birthday month and double points for main card and supplementary card; Double points for bills and installments. All-weather unlimited road rescue, more content than usual; Domestic overpayment of loss reporting fee, card replacement fee, account cancellation fee, SMS service fee, card express fee, bill replacement fee, bill purchase fee and cash withdrawal fee are free; Within 72 hours before the loss is reported, the annual limit of a single card is 6,543,800 yuan.
Platinum card VIP line 40089-88888.
2. Ding Zun Platinum Credit Card (Dabai)
Annual fee: 2600 for the main card, 0/300 for the auxiliary card, and the annual fee can be exchanged.
3.EMS joint credit card
You are not mistaken. This is a Puka, not a platinum card.
Annual fee: free of annual fee in the first year, and free of annual fee in the following year after spending 6 times.
It is divided into gold card and general card, and 1 1 card is issued. The first set of postal savings card and UnionPay MasterCard are not connected to EMV.
Rights and interests: every household 1800 points exchange 18 yuan EMS domestic delivery voucher, EMS official wechat orders (1% rebate).
How about a postal credit card?
Postal credit card is a very formal loan platform, which can be used with confidence.
Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards. The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding", the background color of Puka is blue-green, and the background color of Gold Card is golden yellow.
According to statistics, as of 20 10 to 10, the business of China Postal Savings Bank has completely covered all cities, 2 100 counties and cities and major towns, and about 4,500 outlets across the country have started this business. In just a few years, China Postal Savings Bank has developed very rapidly. From the start of business to 20 10 and 10, China Postal Savings Bank has issued nearly 4 million loans nationwide, amounting to more than 230 billion yuan, with an average loan of about 59,000 yuan. China Postal Savings Bank issued more than150 billion yuan in rural areas at or below the county level.
One. Types of credit cards
Pukezhubei
gold card
Ziyou yizu co-branded card
China Damei Travel Card
China-Hainan International Tourism Island Card
Postal savings travel credit card
Postal savings bank Qiandaohu tourism joint credit card
Postal savings bank Zhongyuan gourmet credit card
Anhui Communications Union Credit Card
All-currency credit card
Second, function
Optional installment payment: You can choose between "any installment" bill installment and "transaction installment", with no interest and low handling fee.
Password and SMS double protection: activate the card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, or log in to online banking for real-time online activation, which is safe and fast.
Enjoy an interest-free repayment period of up to 50 days: up to 50 days and up to 20 days, so that you can enjoy a leisurely life first.
Optional billing date: a variety of billing dates are available for you to choose, which is convenient for you to flexibly arrange repayment.
Points are permanently valid: you can spend one yuan to accumulate a point, which is permanently valid, and transfer and exchange points to easily realize various points plans.
Special purpose
Customers can choose "signature password" or "signature" for spending, and can make changes through customer service hotline or online banking according to their own card usage habits. If you apply for monthly SMS service, the cardholder can flexibly set the initial amount of notification SMS according to his actual needs, and monitor the change of account funds in real time to ensure the safety of card use.
product value
In the process of product design, Postal Savings Bank fully draws lessons from the functions and characteristics of credit card products of other banks. On the basis of closely combining the business development status of the Postal Savings Bank, an economical, practical and distinctive credit card product was tailored for the potential customers of the Postal Savings Bank. "Convenience", "Affordability" and "Safety" are the core values of the Postal Savings Credit Card.
What about the credit card of the Postal Savings Bank?
hello
The credit card of the Postal Savings Bank is still good. After all, it is the fifth largest bank in China, and its policies and quotas are acceptable and worth having.
What about postal savings credit cards? What are the types of postal savings credit cards?
How about a postal savings credit card? Recently, postal credit cards have become hot, and many card friends have come to consult postal cards! Many friends want to get a postal card, so how about a postal credit card? Baby Ka, let me introduce you.
How about a postal savings credit card?
Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards.
1. Postal Savings Bank Credit Capka is a product for ordinary users launched by Postal Savings Bank. Based on the concepts of convenience, affordability and security, it creates a practical card type for our customers.
2. Product characteristics
Permanent free of annual fee: the main card and the auxiliary card are permanently free of annual fee, free of annual fee expenditure, and can be swiped at will.
Optional installment payment: You can choose between "any installment" bill installment and "transaction installment", with no interest and low handling fee.
Password and SMS double protection: activate the card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, or log in to online banking for real-time online activation, which is safe and fast.
Consumers enjoy an interest-free repayment period of up to 50 days: up to 50 days and up to 20 days, giving priority to enjoying a leisurely life.
Optional billing date: multiple billing dates can be selected, making it convenient and flexible to arrange repayment.
Points are permanently valid: when you spend one yuan to accumulate a point, the point is permanently valid, the point can be transferred and redeemed, and various points plans can be easily realized.
Postal credit card is a kind of card that is close to the people. There is no annual fee, strict security measures, long repayment period and permanent validity of points.
Card baby, I will recommend three cards that are most worthy of postal service.
1. Dingya Platinum Credit Card (Small Platinum)
It was issued on February 3, 20 15 with a quota of 50,000-150,000. It is recommended that qualified friends do it, and the small platinum will be gradually released. It is expected that the rights and interests will be improved, and the salary customer invites:
1. Annual fee: 500 for main card and 200 for supplementary card. The first year is free, and the second year is 70 thousand or 20 thousand.
2. Rights and interests:
1 meta product 1 integral, and the main card is valid within the validity period.
Birthday month, the main card and supplementary card double points.
Double points for bills and installments.
All-weather unlimited road rescue, more content than usual.
Domestic overpayment of loss reporting fee, card replacement fee, account cancellation fee, SMS service fee, card express fee, bill replacement fee, bill reading fee and cash withdrawal fee are free.
Within 72 hours before the loss is reported, the annual limit of a single card is 6,543,800 yuan.
Platinum treatment of UnionPay: 1 yuan airport parking (2 hours 10 times, 3 times in 48 hours), etc.
3. Application:
At present, the small platinum is gradually liberalized, and the previous conditions can be high, but local social security/provident fund is also needed. Debit card VIP helps to get a watch:
Second, EMS co-branded credit cards.
It is divided into gold card and general card, and 1 1 card is issued. The first set of postal savings card and UnionPay MasterCard are not connected to EMV.
1. Annual fee: free in the first year, and free in the following year after spending six times.
Every month, the credit card mall uses 1800 points to redeem 18 yuan EMS domestic delivery vouchers, and EMS official WeChat places orders (1% rebate).
2. Rights and interests:
Preferential merchants: preferential merchants exceeding 1.5 million enjoy preferential consumption and different discounts.
Enjoy activities: enjoy food and travel, including ticketing and hotel reservation, preferential scenic spots and high-quality tourist routes. There are discounts and cash back.
Domestic delivery: new users use EMS express delivery, free of customer mailing fees. Postage discount for domestic express mail for old users. Cardholders can enjoy free postage in shopping malls and supermarkets from time to time.
Haitao Transshipment: China Post's overseas purchase corresponding membership level: intermediate member of Puka City and senior member of Jinka City. You can enjoy a 10% discount on the membership price by paying the freight with a co-branded card. And you can enjoy the discount of the corresponding membership level.
3. Card application:
Fill in the application form and you can apply. It's simple. At the time of application, apply for the same level of UnionPay and MasterCard (that is, UnionPay Puka and MasterCard that apply for EMS co-branded cards at the same time, or UnionPay Gold Card and MasterCard that apply for EMS co-branded cards at the same time).
Third, VIP debit card
Other VIPs are our VIPs. This is a good thing about postal savings. His VIP card can go to the VIP window of postal savings to handle business. Of course, it includes VIP debit cards of the Postal Savings Office: green cartoon gold card, platinum card and diamond card. The VIP card meets the standard: the sum of 3 months' average daily financial assets and a certain proportion of loans.
Amount: Gold card: 6.5438+10,000 yuan to 500,000 yuan (only 50,000 yuan or even less in many places)
Platinum card: 500,000 yuan to 2 million yuan.
Diamond card: RMB 2 million or more.
(General financial managers can give special approval within 15 days, but only once every two years. Platinum card or salary card can be used directly in the system. Dynamic assessment of postal savings, but no management fee, but UnionPay only recognizes BIN and can participate in VIP activities)
Postal savings VIP card benefits include: preferential tariffs, health care, insurance protection, road rescue, global VIP courtesy and so on. Much better than a credit card. Postal debit cards are as favorable as credit cards, so don't ignore them.
The introduction of the Postal Savings Credit Card and Postal Savings Bank Credit Card ends here. I wonder if you have found the information you need?