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The "Notice on Issuing the "Credit Card Business Management Measures"" has corresponding provisions: Article 41: Cardholders can use their credit cards to shop and consume at specially contracted units.

The corporate card shall not be used for the settlement of commodity transactions and labor supply payments exceeding 100,000 yuan.

When cardholders make purchases with their cards, they must submit their credit cards and ID cards to the person in charge of the special unit.

IC cards and photo cards are exempt from ID verification.

Anyone who violates the provisions of these Measures for settlement of goods transactions or labor supply of more than 100,000 yuan will be fined from 50,000 yuan to 100,000 yuan.

Introduction to the features of China Merchants Bank’s credit card products: 1. There are many types of cards, with novel and beautiful styles that are easy to attract people.

2. The service attitude of telephone banking is very good and very convenient.

3. Electronic banking and mobile phones are linked together and are relatively safe.

4. There will be an email notification for every purchase, and a text message reminder for every online transaction and general card transactions over 300 yuan.

5. Powerful online banking functions, the public version can be used directly, with various functions such as checking bills and details, checking points, opening cards, setting online transaction limits, and self-service bill installments.

6. The annual fee for China Merchants Bank credit card is waived in the first year. Generally, you can waive the annual fee for the following year after making 6 purchases.

7. There is no annual fee for the China Merchants Bank Card, only an account management fee.

8. The account management fee is only for debit cards such as China Merchants Bank All-in-one Card. Binding the All-in-One Card from China Merchants Bank to a credit card from China Merchants Bank can waive the account management fee for the All-in-one Card. However, the annual credit card fee can only be waived by spending more than six times.

(Including six times).

9. Rich and diverse activities and discounts, including Sanya, Taotie Food Festival and other special discounts, covering all areas of life.

10. China Merchants Bank Credit Card launched a mobile life platform. You can use your mobile phone to buy movie tickets, recharge mobile phones, check nearby special merchants and provide discounts.

More and better applications are being launched one after another.

However, China Merchants Bank's credit card also has the stipulation that "it is difficult to accumulate points. Every 20 yuan spent will earn 1 point, and no fraction will be counted", which is not conducive to points consumption.