The best-selling pension insurances currently sold by Taikang Life include Kangle Lifetime Pension Annuity Insurance, Lifetime Appointment Pension Insurance Product Plan, M?venpick Lifetime PLUS Pension Annuity Insurance (Internet) and so on. Due to limited space, I will take Kangle Lifetime Annuity Insurance Product Plan as an example to tell you whether Taikang Life’s pension annuity insurance is worth buying. Friends who want to know directly about the benefits of this product can directly click on this article to view:

Is the return of Taikang Kangle Lifetime Pension Annuity Insurance high? A must read before buying!

The protection content of Kangle Lifetime Pension Annuity Insurance mainly includes survival insurance and death insurance. In addition, Xin account whole life insurance (universal type) and Kangyue C type premium-free disease insurance can be added. The survival insurance benefit of this product is relatively flexible, and you can choose 55 years old, 60 years old, or 65 years old as the starting age for receiving it. In addition, this product can flexibly choose to guarantee payment for 20 or 30 years, which to a certain extent can avoid annuity losses caused by premature death. Overall, this product is worth buying. If you feel that this product is not suitable for you, you can also take a look at this comprehensive inventory of pension insurance compiled by my senior sister:

An inventory of the top ten cost-effective commercial pension insurances!

Pension annuity insurance is a type of annuity insurance. It has financial management attributes, relatively stable income, is not affected by falling interest rates, and can maintain and increase value. However, it should be noted that the protection function of annuity insurance is weak. Once the insured is in danger due to illness, accident, etc., the money received from the annuity insurance may not fully cover the economic risks caused by illness, accident, etc. Therefore, before configuring annuity insurance, you need to first configure critical illness insurance, medical insurance and other protection insurances.

Friends who want to know more about what to pay attention to when buying annuity insurance can’t miss this article:

Learn this trick and stay away from 99% of the pitfalls of annuity insurance

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