1. Choose to arrive quickly, usually in real time, with a delay of no more than 2 hours.

2. Inter-bank transactions generally take one to three working days to arrive, because they need to be handled through the bank counters of both parties.

If the transfer is made on Friday night, it will arrive next week at the earliest and Wednesday at the latest.

4. From Monday to Friday, the transfer can basically arrive at the other bank before 3 pm that day, but whether the other bank records it in time determines the actual arrival time.

The bank transfers money 24 hours later through the ATM machine, and the specific arrival time is:

1. Inter-bank and inter-provincial transfer:

Because the account arrival time of different provinces and banks is different, the speed at which different banks handle business is different. Generally, cross-bank and inter-provincial transfers may take 2-3 days to arrive smoothly.

2. Inter-bank transfer in the same province:

Inter-bank transfer in the same province will be a little faster, usually within one working day, but the specific arrival time is subject to the arrival time shown in the account.

3. Inter-bank transfer in the same city:

In the past, inter-bank transfer in the same city could be successful in 2 hours at the earliest, and it could be successful in one day if it was slow. Now, according to the new regulations, it should be successful in one day.

Extended Data Inter-bank Transfer and Remittance is the business of transferring RMB or foreign currency to the unit or individual account opened in other domestic banks. To transfer and remit money with other banks by using online banking, ICBC needs to register "Finance @ Home" personal online banking first, and apply for using U shield (Personal Customer Certificate) by opening online banking authority at business outlets. Use online banking to transfer and remit money between ICBC and other banks

Service function:

1. Deposits and withdrawals do not have to travel between banks, but can be transferred by themselves through various channels (the specific entry time depends on the receiving bank system).

2. The currency of transfer and remittance includes not only RMB, but also all foreign currency savings currencies (foreign currency is suitable for remittance to personal accounts).

Service channel:

Online banking and business outlets. ?

Operation guide:

1. Inter-bank transfer and remittance through online banking.

To transfer and remit money with other banks by using online banking, ICBC needs to register "Finance @ Home" personal online banking first, and apply for using U shield (Personal Customer Certificate) by opening online banking authority at business outlets. Use online banking to transfer and remit money between ICBC and other banks.

2. Inter-bank remittance of foreign currency in business outlets

You can handle foreign exchange remittance at our foreign exchange business outlets and fill in the remittance voucher.

Baidu Encyclopedia-Inter-bank transfer and remittance