Barley wallet is a formal loan platform, with a legal system system, but it is important to note is that most of the online loans will have a high interest rate, while not on time repayment will also be included in the credit have system, to the future impact.

Many of the regular online loans have access to the central bank credit, each application will leave a loan approval query record, apply for more online loans, query record will be the more records will make the credit become very flowery, there is also online loans borrowed have to pay back, too much online loan is easy to late, then it will be reported to the central bank credit, leaving a bad credit record. Don't think that with the ability to borrow online loans do not have to pay, once overdue is the online lending platform through a variety of means of collection, text messages, phone bombing is a common thing, and even to the workplace, the home to go to the door to collect, but also be exploded contacts, cell phone contacts will receive the borrower online loans do not pay the text message.