The full name of online payment is the online payment clearing platform of non-bank payment institutions, that is, online payment platform. Under the guidance of the central bank, China Payment and Clearing Association organized payment institutions to start the preparation in accordance with the principle of "* * * building, * * * having, * * * enjoying". The purpose of the network platform is to provide unified and public fund settlement services for payment institutions, correct the illegal cross-bank clearing business of payment institutions, change the status quo of multi-head connection between payment institutions and banks, and support payment institutions to access the platform at one point, so as to save connection costs, improve clearing efficiency, ensure the safety of customers' funds, and also help the regulatory authorities to monitor the flow of social funds in real time. According to the regulations, the online payment channel of payment institutions will be directly connected with banks through the network platform in the future, and all payment transactions must be through the network platform.

Reply time: 202 1-02-24. Please refer to the latest business changes announced by Ping An Bank in official website.

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