Bank fund supervision process: both parties to the transaction open accounts separately; Apply for supervision of trading funds by both parties to the transaction; Both parties to the transaction sign a transaction fund supervision agreement with the bank; The buyer deposits the transaction money into a special account designated by the bank; Handle the house transfer registration; The bank will unfreeze the transaction money under supervision and the seller will collect it.

Legal objectivity:

Interim Measures of Beijing Municipality on Supervision and Administration of Pre-sale Funds of Commercial Housing Article 7 Before applying for the pre-sale permit of commercial housing, a real estate development enterprise shall specify the following items in the pre-sale plan: 1, project cost; 2. Project plan; 3. Select the supervision bank and submit the supervision agreement on the pre-sale funds of commercial housing signed with the bank (hereinafter referred to as the supervision agreement); 4. The name and account number of the special account; 5. Involving other circumstances. After obtaining the pre-sale permit, the above matters shall be publicized in the sales place.