China Merchants Bank gold card conditions 1, a card gold card
Golden card (including magnetic stripe gold card with IC gold card) to the counter for business with the gold card window service, you can line up the gold card queue to reduce the waiting time, in addition to the handling fee concessions, such as: in the same city, off-site China Merchants Bank ATM withdrawals do not charge a handling fee. Holding a card in the deposit machine (regardless of the same city and different places) on the deposit is free. Meanwhile, the handling fee for domestic transfers via Internet Banking is totally free for OneCard Gold. (Accounts under the same customer number, according to the highest level of the card to enjoy the transfer of remittances preferential, if you name the other card is also the use of the same ID card account, then the use of any card under the name of the operation of the transfer of remittances can enjoy the gold card preferential)
2, the credit card gold card
Credit card gold card application requirements relative to the general card is a bit higher (including job stability, income, and other financial status) and other financial status, etc.). In terms of credit limit, usually the credit limit of the gold card is also higher than that of the general card (up to ￥ 50,000 for the gold card; up to ￥ 10,000 for the general card). Except for the annual fee (￥300 per year for Gold Card and ￥100 per year for Plain Card), the usage is the same. In addition, the gold card symbolizes honor and glory, showing the status. Gold cardholders can enjoy more benefits and convenience. For example, we offer free emergency card replacement and other services for Gold Card holders outside of China.
The benefits of having a China Merchants Bank gold card1, dignity
The gold card symbolizes that you are a China Merchants Bank gold card privileged customer, and the gold cards are all ? The card is a core card, which is higher in security than the magnetic stripe card. , which are higher in security than magnetic stripe cards.
2, time-saving
If you want to buy financial products or consult financial knowledge, China Merchants Bank outlets opened a special financial services area, which allows gold card customers to exclusively enjoy financial space.
3, save money
This is the most important point, China Merchants Bank gold card customers can enjoy a number of fee concessions in the settlement of the banking business:
Counter business concessions
Overseas deposits and remittances: 50% off
Overseas ordinary remittances: 50% off
Internal/foreign currency remittances: 50% off
Self-service business concessions
These concessions are not only for the customers, but also for the customers of China Merchants Bank and China Merchants Bank. Self-service preferential items
Mobile phone banking domestic remittance: free
Internet banking domestic remittance: free
ATM off-site China Merchants Bank withdrawals: free
ATM inter-bank withdrawals: free for the first 5 withdrawals per month
When you become a China Merchants Bank Gold Card customer, the account management fee will be waived for the current month if your average daily monthly assets are above 50,000 yuan. management fee.
4. Wealth management
Merchants Bank will equip you with a wealth management manager, when you want to buy wealth management, funds, insurance and other products, you can directly ask the wealth management manager, wealth management manager from time to time to send you the current more popular, cost-effective wealth management products, and sometimes there is a gold card customers exclusive to the wealth management products with higher returns.
China Merchants Bank Credit Card: Gold CardPrime CardThe application requirements for Gold Card are relatively high (including job stability, income and other financial status, etc.).
Limit, usually the credit limit of the gold card is also higher than the card (gold card limit up to CNY 500,000; card limit up to CNY 50,000), in addition to the annual fee (CNY 300 per year per card for gold cards, CNY 100 per year per card for cards), the use of the same.
Additionally, the Gold Card symbolizes honor and glory and highlights your status. Gold cardholders can enjoy more privileges and convenience. For example, outside China, China Merchants Bank provides free emergency replacement cards and other services for gold cardholders.
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