Free fish shopping can be paid by credit card, or by Alipay balance, Yu 'ebao and bound savings card. When paying by credit card, you need to pay attention to whether there is a handling fee. If a handling fee is charged, the buyer will pay more than the seller.
Credit card payment methods mainly include unsecured credit card payment, payment through a third-party broker and simple credit card encryption payment.
Payment process
Step 1: The buyer selects the goods he wants to buy in the online shop (click "Add Goods" to add the selected goods to the shopping cart).
Step 2: Check the detailed information of the purchased goods in the shopping cart (click "checkout" to pay for the purchased goods).
Step 3: Select the courier type (after selecting the courier type, click "Continue" and then select the payment method).
Step 4: Choose the payment method (choose our credit card payment -95Pay payment).
Step 5: Confirm the order (make final confirmation, and then click "Confirm Order" to enter the payment++page for credit card payment).
Step 6: Enter the 95epay credit card payment page, and the buyer will fill in his credit card information (after filling in the relevant credit card information, click "Pay" and the system will transfer credit.
Card information, order amount and order number are automatically encrypted and sent to the bank for verification)
Step 7: Return the payment result (the serial number formed by the website and the payment result seen by the buyer).
Step 8: The merchant can see the payment status of the order in the background of the merchant who paid by 95epay. If the payment is successful, the merchant can deliver the goods to the buyer.
Credit card payment security
High security of reliable system.
The dual payment platform uses the famous mycoffee firewall to ensure that the dual payment++is protected from viruses and hackers, avoid the threat of new vulnerabilities brought by the network, provide protection measures for confidential data of merchant transactions, and ensure the security and stability of the platform. The active defense system will resist unknown attacks and vulnerabilities according to strict security policies, filter and prevent attacks on legitimate open ports, and evaluate suspicious access in the internal network. Analyze and filter all network traffic, and record all suspicious accesses and various attacks. The core platform adopts the most advanced system architecture in the industry to ensure the load balance of all network layer and application layer services. Ensure that merchants and cardholders can experience all products of dual-payment in a safe, stable and efficient way for 7×24 hours. SSL 128-bit digital transmission encryption standard is adopted.
The dual payment platform uses the SSL certificate (128 bits) provided by the world-renowned authentication center VeriSign. The browser of the client uses the https protocol when sending CGI requests, and all https requests sent by the client and the results returned by the web server will be automatically encrypted by SSL. The data sent by the customer to the service provider through the network will be automatically encrypted, and the other end will recover the encoded data after receiving the data.
++users can't get readable and useful data even if they get encoded data on the network without the original cryptographic algorithm. Therefore, double payment can ensure the confidentiality of payment information, the integrity of payment process, the legal identity of merchants and customers, operability and other related information to the greatest extent. Md5 authentication of order payment interface.
In order to ensure that the order sent by the merchant to Shuanggan Payment will not be tampered with maliciously, Shuanggan Payment provides Md5-based digest authentication for the merchant's order payment interface. Merchants can use the order number+order amount+order date+password of the administrator who logs into the merchant's background as plaintext for md5 summary, and send the generated summary together with the order payment information to Shuanggan Payment. Double dry payment can judge whether the order information has been tampered with through Md5 summary authentication, thus protecting the interests of merchants. Digital signature authentication returned by the transaction.
The purpose of digital signature authentication is to ensure the integrity and authenticity of information during transmission, and to provide authentication for the sender's identity. Digital signature enables the receiver to verify the sender's signature on the message. The sender cannot deny the signature on the message afterwards, and the receiver cannot forge the signature on the message. If the merchants have higher requirements for the authenticity of the data returned by the dual payment system, they can combine the public key and components we sent to the merchants for signature verification, so as to prevent others from simulating the dual payment return form and ensure the safe operation of the system, thus ensuring the interests of the merchants and customers to the maximum extent.
Can I use a credit card for idle fish?
Free fish can be paid by credit card. Free fish express payment supports Alipay balance, Yu 'ebao and bank card payment. Alipay supports binding credit card types, and idle fish can be paid by credit card.
The bank express payment steps of idle fish credit card are as follows:
1, open a browser to search for official website, as shown in the following figure, with the words official website, and click to enter;
2. Open official website, see the words "Dear, please log in" in the upper left corner of the webpage, and click Log in;
3. After the login is completed, you can see the following pages, and search and select the goods you need to buy through the titles of various categories;
4. For example, select this laptop product, see the right to buy it immediately, and then click Buy;
5. Then confirm the commodity information and the name, telephone number and address of the recipient, and submit the order;
6. After submitting the order, it is the payment page. When you see that the page only supports Alipay and bank card payment, you can choose to add a credit card for payment.
Can idle fish buy things by credit card?
Idle fish can buy things with credit cards.
Salted fish can pay by credit card when buying goods, but in order to pay by credit card, users must bind the credit card to the payment account. At the same time, you can also use Alipay balance, Yu 'ebao and the bound savings card for payment. When paying by credit card, you need to pay attention to whether there is a handling fee. If a handling fee is charged, the buyer will pay more than the seller.
Idle fish is an idle trading platform App under Alibaba Group. The main function of idle fish is to provide users with a platform service for reselling idle goods, forming an efficient circulation path of one-click resale and online trading. In 20 16, Alibaba announced the merger of its "idle fish" and "auction" businesses to explore a variety of sharing economic and commercial forms.
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
20 12 February, the bank confirmed that the credit card is safer without password, and if it is stolen, it will share the responsibility with the bank. Enjoy an interest-free period of 25-56 days (or 20-50 days).
Credit card consumption enjoys an interest-free period, and the bill amount is paid off before the due repayment date, without any cost. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the date of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee.
China's credit card market is still one of the fastest growing product lines in China's personal financial services market. Although the economic benefits of the industry are full of challenges, the average annual growth rate of credit card issuance in China will remain at around 65,438+04% in the next 65,438+00 years, and the profitability will also tend to improve.
According to the report issued by the People's Payment and Settlement Department of China, as of the third quarter of 20021,there were 798 million credit cards and debit cards, up by 0.97% from the previous month, and each person held 0.57 credit cards and debit cards.
How to pay for idle fish by credit card
Salted fish can be paid by credit card. As long as you submit the order and enter the payment page, you can see Alipay payment (Alipay balance, Yu 'ebao), online banking and bank card payment.
In other words, idle fish currently supports Alipay, online banking and credit cards. If you use a bank card to pay, there is a page to add a bank card to pay, and there is a related explanation that the transaction supports a savings card/credit card. You can pay by adding a credit card.
Idle fish is the App client of Alibaba's idle fish trading platform (iOS and Android versions). As long as members use Taobao or Alipay account to log in, they can realize many functions, including one-click resale of personal Taobao account "Bought Baby", taking photos of their mobile phones and uploading second-hand idle items, online transactions, etc., without complicated shop opening procedures. By downloading the new concept of "idle fish" APP, individual sellers can gain three advantages: greater exposure, more efficient circulation path and more advantageous logistics price, so that idle babies can make the best use of them at the fastest speed. In addition, the back end of the idle fish platform has been seamlessly connected to the Taobao credit payment system to ensure transaction security to the greatest extent.
Idle Fish is an idle trading APP client owned by Alibaba, and it is the third billion-level platform of Alibaba after Taobao and Tmall. Idle fish means "leisure". "Idle" is idle time, and "idle" is idle goods and space. Idle fish is not only an idle trading platform, but also a community based on a new lifestyle. In this community, people can share things, their personal time and skills, hobbies and experiences, and even space. Idle fish is committed to turning leisure into idle fish and waste into consumption.
In recent years, with the popularity of idle trading, people's consumption patterns are also changing. From buying brand-new things to more and more people choosing to buy idle with higher cost performance, idle fish has become the largest idle trading community in China. The data shows that idle fish is growing at an annual rate of 30%. In 2020, Xianyu held a brand strategy upgrade conference in 2020, and officially launched three major businesses: "worry-free shopping", "fun community" and "new offline". After nearly five years of development, the number of idle fish users has reached 300 million, and the GMV has exceeded 1000 billion yuan. According to the data of idle fish, among the users who buy and sell things on the platform, the post-95 generation accounts for 35%.
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