1, whole life insurance: refers to life insurance with death as the condition of payment of insurance benefits, which can be divided into traditional and non-traditional types. It is characterized by a long guarantee period, which guarantees the insured for life, and the accumulated cash value can be borrowed by policy;

2. Term life insurance: it belongs to pure guaranteed life insurance, and has no savings or investment components. The insured does not participate in the dividends of insurance companies, which is more suitable for people with high insurance demand but low income;

3, life and death endowment assurance: It is a regular savings insurance, which has the function of death protection and savings. If you want to accumulate pensions and education funds, you can consider this insurance;

4. Pension annuity insurance: it is insurance that provides protection for those who are older and have no income;

5. Other types of insurance: such as dividend insurance, sickness insurance, medical insurance and accidental injury insurance.