However, since 2009, there have been a number of "bamboo shoots" in Shenzhen's major intermediaries: owners are willing to "give away" their properties for free, without down payment and mortgage. If the new owner takes a fancy to his property, he can transfer it immediately, as long as he is willing to continue the mortgage loan.
Owners who sell this kind of "bamboo shoots" all say that they just want to restore their credit in the bank.
However, the survey found that even such a "pie in the sky" did not attract many people, because the price of these "bamboo shoots" has fallen too much, and the loans owed have exceeded the current market value of the property.
In addition, with the recovery of Shenzhen property market since February, a new phenomenon has emerged behind the tide of mortgage default: many investors who originally planned to join or have already joined the ranks of mortgage default have "gritted their teeth" and started the difficult mortgage payment again because they firmly believe that the "spring" of Shenzhen property market is not far away. There is no benefit in the case of "giving away" real estate.
Second-hand building for sale: Dragon Ball Garden Rowen Pavilion × Building × Room, 108 square meter, with a price of 590,000 yuan. This is a foreclosed building, and the owner spent more than 800,000 yuan to buy this property at the peak of Shenzhen housing price in 2007. At present, the owner has paid the down payment and mortgage for about one year.
Seller's requirements: If someone is willing to buy, just transfer. Free down payment plus one-year mortgage.
The news comes from a real estate agent in Buji Street, Shenzhen.
According to Mr. Li of the real estate agent, the market value of this property has shrunk dramatically after 1 year. When the owner found that the assets were insolvent, he chose to cut off the supply. It's been off for months now. If you don't sell it, it will close. Although the supply has been cut off, the owner of this property is still "hanging" in the intermediary.
According to Xiao Li, the price of 590,000 yuan sold by the owner is the loan he owes to the bank. For real estate transactions, the original owner can't get a penny, and the down payment and 1 year mortgage can't be recovered. Although there are such preferential "bamboo boards", to the reporter's surprise, even if the owners make such "concessions", the property is still unattended. "The reason is very simple. The loan owed by the owner has exceeded the current market value of the property. " Xiao Li said that according to the current property prices, similar properties in the garden are only worth about 500 thousand yuan, "so it can be said that it is dead."
When the reporter went to see the building, he realized that the owner of the property had moved away in order to avoid the bank's dunning leaflets, and the house had been vacant for several months. However, the reason why owners are eager to sell is to restore their credibility in the bank. According to the agent of the real estate agent, the owner is lucky. If he can sell it at a price higher than the market price, it will be an opportunity to restore his reputation. If you can't sell it, you have to wait for the court to seal the building.
The agent told reporters that there are still several sets of buildings like this in Buji, and the general situation is similar. It is the "sequela" brought by the sharp drop in house prices, and most of the owners of the sales are investors.
He also told reporters that from time to time, buyers will be interested in this kind of property, because they always mistakenly think that they can buy it without a down payment. "In fact, after the transfer, the bank will re-evaluate the property and will re-generate the down payment, which is not the expected' zero down payment'."
Break up or date? It all depends on the real estate market.
Second-hand building for sale news: Cambridge Garden had a good property. Due to the failure of supply, the owner also wants to transfer it to the new owner in this way. The offer price is 600,000 yuan borrowed from the bank, and the price is not much different from the current market price.
However, the owner changed his mind in the past two days. After several months of arrears, the owner chose to continue to hand over the building.
The news came from another agent, Xiao Chen.
Broker introduction ... >>
Question 2: What is the significance of bamboo shoots in real estate? Bamboo shoots: from Cantonese, the popular explanation is to describe goods with good quality and low price, and high cost performance.
Bamboo board: As the name implies, a good and cheap house. Generally speaking, the abacus of intermediary companies is only the houses they think are the most cost-effective, and these houses are generally the most sought-after. Therefore, as a person who is ready to buy a house, he should learn more from the house and find out the real bamboo board!
Question 3: Are men good bamboo shoots? He knows that people are ignorant. Three photos are just a few s, and he took three photos and dragged them three times, but they were all scattered. A department has high requirements for individuals, and a department is eccentric and difficult to get along with. As for not smoking, not drinking, not night pu, whether it is bamboo shoots, observe for yourself. # I don't necessarily sound like a normal person. View original post >>