The system will automatically select the "transfer mode" according to the amount of your transfer:
1. For a single amount of 50,000 yuan (including) or less, the "real-time mode" is adopted, and the funds will be credited in real time;
2. If the single amount is more than 50,000 RMB (not included), the transfer will be made from 20:35 on the day before to 17:10 on the day of the working day, the account will be credited in 2 hours, and for the rest of the time, the account is expected to be credited in 1-2 working days;
3. If you choose the "next day transfer" mode when you make the transfer, the funds will be transferred to your account at 0:00 of the next day in normal mode. If you choose the "Next Day" mode when you make the transfer, the funds will be withdrawn on the following day at 0:00am in the normal mode, and are expected to arrive at your account in 1-2 business days.
The transfer is the most common phenomenon in life, sometimes the transfer of a few minutes to the account or even a few seconds to the account, but sometimes the transfer of a few days to the account, resulting in a lot of people in a dilemma, the bank transfer in the end how long to the account? Here to see how long it takes to transfer money from China Merchants Bank to the account.
How long does it take to transfer money to China Merchants Bank?
The arrival time of the counter transfer: peer transfer is immediately accounted for (except for the next day mode); interbank transfers need to be 1-2 working days to account for (in the case of the weekend holidays to account for the time deferred), the specific time of the account to the receiving bank to the actual account shall prevail.
Transferring money through ATMs takes 24 hours to arrive at the account, regardless of what account you are transferring money to.
Internet banking or mobile banking transfer time: through the Internet banking or mobile banking to peer personal account, real-time accounting; if the transfer of funds to select the "next day" mode, the funds will be raised at 0:00 on the next day, raised real-time accounting.
The system will automatically select the "transfer mode" according to the amount of money you transfer through Internet banking or mobile banking, the single amount of 50,000 yuan (including) or less, the use of the "real-time mode", the general real-time arrival; the single amount of 50,000 yuan (excluding) (not included) or more, operated within 20:35-17:10 on the day before the working day, is expected to arrive within 2 hours. If you operate between 17:10 on Friday and 20:35 on Sunday, it is expected to arrive in 1-2 working days due to the closure of the large-value transfer system of the Bank of China (the same as on statutory holidays); if you choose the "next day" mode when transferring funds, the funds will be withdrawn at 0:00 on the next day in the ordinary mode, and it is expected to arrive at the account in 1-2 working days after the funds are withdrawn.
The above is the introduction of how long it takes to transfer money from China Merchants Bank, I hope it can help you. Seeing that transferring money in China Merchants Bank, its arrival time is related to the way, time and mode of transferring money. Generally speaking, in China Merchants Bank transfer, if the amount is not large and is the same basically can realize immediately to the account, if it is an interbank transfer or cross-border transfer need time will be relatively longer.