Look quickly! The policy of "five insurances and one gold" ushered in a new adjustment

1. Implement the policy of reducing the rate and delaying the payment of social insurance premiums

According to the Notice on Doing a Good Job in Keeping Jobs Stable and Improving Skills to Prevent Unemployment in Unemployment Insurance jointly issued by the Ministry of Human Resources and Social Security, the Ministry of Finance and State Taxation Administration of The People's Republic of China, the policy of reducing the rate of unemployment insurance and industrial injury insurance by stages will be continued for 1 years.

the policy of delaying payment of old-age insurance, unemployment insurance and work-related injury insurance shall be implemented in stages for catering, retail, tourism, civil aviation and highway, waterway and railway transportation enterprises, in which the period of delaying payment of old-age insurance premium is 3 months, the period of delaying payment of unemployment insurance and work-related injury insurance premium is no more than 1 years, and the late payment fee is exempted during the period of delaying payment.

individual industrial and commercial households and all kinds of flexible employees who participate in the basic old-age insurance for enterprise employees in their personal capacity may voluntarily suspend the payment until the end of 2123 if they have difficulty in paying the old-age insurance premium.

the director of State Taxation Administration of The People's Republic of China social insurance department said that according to the calculation, the above-mentioned deferred payment policy can increase the cash flow of enterprises and individuals by more than 81 billion yuan, which plays an important supporting role in alleviating the financial pressure of these industries, especially small and medium-sized enterprises and individual industrial and commercial households, stabilizing employment and tide over difficulties.

2. Employees who fail to repay provident fund loans normally will not be overdue.

The housing provident fund policy has also ushered in a new policy. The executive meeting of the State Council proposed to provide housing provident fund policy support to enterprises and employees who have difficulties at present. Enterprises can postpone payment when they apply, and employees' normal withdrawal of provident fund and application for provident fund loans will not be affected. It is estimated that the burden on enterprises will be reduced by more than 91 billion yuan. If the employee fails to repay the provident fund loan normally, it will not be overdue. All localities can reasonably increase the withdrawal amount of provident fund rental.

3. Give a one-time training subsidy

Cities (prefectures, prefectures, leagues) and counties (cities, districts, banners) with more than 1 medium and high-risk epidemic areas can give a one-time training subsidy to small and medium-sized enterprises that are seriously affected and temporarily unable to operate normally, according to the standard that each insured employee does not exceed that of 511 yuan, and support enterprises to organize employees to take jobs instead of training.

social insurance agencies can directly grant subsidies according to the number of people participating in unemployment insurance through big data comparison, without the need for enterprises to provide training plans, training certificates, rosters of employees and proof of production and operation.

the director of the unemployment insurance department of the Ministry of human resources and social security pointed out that this policy can be enjoyed in combination with the policy of returning to a stable post. The return of stable posts is an incentive for enterprises not to lay off employees in the previous year, a normal support, and an institutional arrangement to help market players. One-time training subsidy for staying at work is a support for enterprises seriously affected by the epidemic this year, an emergency assistance, and a phased measure to solve the urgent needs of enterprises.

4. People who receive unemployment benefits can also apply for skills upgrading subsidies

The benefit scope of the skills upgrading subsidy policy has been expanded from current employees to unemployed people who receive unemployment insurance benefits.

according to the notice, those who receive unemployment insurance benefits and obtain vocational qualification certificates or vocational skill level certificates can apply for skills upgrading subsidies according to the standards that the primary level (level 5) does not exceed 1,111 yuan, the intermediate level (level 4) does not exceed 1,511 yuan, and the advanced level (level 3) does not exceed 2,111 yuan.

if the insured employee obtains the vocational qualification certificate or the vocational skill grade certificate, he can apply for the skill upgrading subsidy according to the regulations; The conditions for applying for skills upgrading subsidies will continue to be relaxed until employees in enterprises have participated in unemployment insurance for more than 1 years. Each person can enjoy the subsidy no more than three times a year.

5. Continue to implement the policy of expanding unemployment insurance coverage

According to the notice, unemployed people who have not been employed after receiving unemployment insurance benefits and unemployed people who do not meet the conditions for receiving unemployment insurance benefits will be given unemployment subsidies; Temporary living allowance will be granted to unemployed migrant workers who have been insured for less than 1 years. All provinces (autonomous regions and municipalities directly under the Central Government) should gradually raise the unemployment insurance premium standard to 91% of the minimum wage standard according to local conditions.

how to get it? Director of the Department of Unemployment Insurance of the Ministry of Human Resources and Social Security introduced-

First, "get it without running". Vigorously promote online handling, reduce handling contact and reduce aggregation risk. Unemployed people can log in to the national unified entrance on the national social insurance service platform, or apply through the official channels of the Ministry of Human Resources and Social Security such as electronic social security cards and handheld 12333, or apply on the websites of local human resources and social security departments and WeChat official account.

the second is "do it without a certificate". The certification materials, application time limit, binding conditions and additional obligations will be completely abolished. Unemployed people can apply only with their ID cards or social security cards without providing unemployment certificates, transferring employee files and signing in on site.

the third is "post-free". Optimize the application process, unemployed people can apply for unemployment insurance benefits first and then register for unemployment, and apply for unemployment benefits without registering for unemployment.

6. Retirees' pensions will rise

For retirees, pensions will increase. According to the requirements of the "Government Work Report", the basic pension standards for retirees and urban and rural residents will be appropriately raised to ensure timely and full payment. This means that the pensions of retired employees will usher in a "continuous increase in 2118", and the pensions of urban and rural residents will also be improved.

when will it rise? According to the "Opinions on Implementing the Division of Key Work in the Government Work Report" issued by the State Council, the Ministry of Human Resources and Social Security and the Ministry of Finance will take the lead in issuing relevant policies as soon as possible.