1. deed tax: for ordinary houses of 90 square meters or less, and the house belongs to the only family house, the deed tax will be levied at the reduced rate of 1%, for ordinary houses of 90' 144 square meters at the reduced rate of 1.5%, and for non-residential houses at the reduced rate of 3%. Usually the deed tax is paid together with the down payment, and the developer collects it. After paying the relevant fees, the developer will issue a formal purchase invoice;

2. Stamp duty: 0.05% of the total house price is paid directly when the contract is concluded, which is generally paid together with the down payment, so that the developer can uniformly handle the contract registration and real estate license;

3. Bank mortgage fees: If you apply for a mortgage loan, the second group of fees to be paid when signing the contract is bank mortgage fees, and the charging items for commercial loans are slightly different from bank to bank;

A. Mortgage registration fee: 80 yuan/household

B. Stamp duty on warrants: 5 yuan/household

C insurance premium: property insurance premium = total house price × annual rate × service life coefficient. The insurance premium is paid in one lump sum. (The insurance premium rates are roughly:10.07% for 5 years, 0.06% for 6~ 10 years, 0.055% for15 years, and 0.055% for 16~20 years.

0.05%, more than 20 years 0.045%)

4. overhaul fund: 2%-3% of the purchase price is public facilities and equipment maintenance fund (involving housing parts, such as exterior walls, roofs, sewers and water pipes). The implementation of the charging method is:

A. excluding elevator: total house price ×2%

B elevator included: total house price ×3%

C. The fee for some pilot buildings is 50~60 yuan /m2.

After a developer or a property management company wants to open an account in a bank designated by the local Housing Authority, the buyers can deposit it themselves. Generally speaking, property buyers get the keys to stay, and developers will collect housing maintenance funds;

5. Property management fee: calculated from the date of repossession and the date of acceptance of the house by the purchaser. If the developer issues a notice of occupancy and the purchaser fails to recover the building without justifiable reasons, the property management fee can be calculated from one month after the notice of occupancy is issued. Generally, it is paid for three months first;

Property management fees shall be paid for houses that the property owner does not live in for a long time or vacant houses that the developer has not sold;

6. Ownership registration fee: 80 yuan/set, and the ownership registration fee is the fee for handling the real estate license;

7. Transaction cost: X3 residential building area: RMB/m2; The non-residential building area is X 1 1 yuan/㎡;

Tip: What taxes do I have to pay to buy a new house? At present, China's property buyers mainly need to pay five fees when purchasing new houses, including deed tax, house maintenance fund, property management fee, ownership registration fee and transaction fee. Suggest buying a house? Know the calculation methods of these five taxes in advance, and then pay them.

2. The real estate transfer fee has the following items, but it may vary from place to place:

1, deed tax: ordinary residence: the average price is less than 5,000 yuan /m2, and the appraisal price is *1.5%; Non-ordinary residence: over 5,000 yuan/m2, with an area of over 144 m2. For other purposes, the appraised price is *3%.

2. personal income adjustment tax: (evaluation price-original purchase price) *20% (the seller is required to pay, and many people are buyers now)?

3. Business tax: if the house has been purchased for less than five years, the appraisal price will be * 5.55%; Non-ordinary housing purchased for more than five years: (appraised price-original purchase price) * 5.55%; Ordinary housing purchased for more than five years is free of charge. ?

4. Transaction cost of real estate: construction area *6 yuan/m2 5. Stamp duty: appraisal price *0. 1% 6. Property ownership certificate fee: 85 yuan 7. Land certificate fee: 105 yuan 8. Transaction evaluation fee: evaluation price *0.3%.

3. If the transaction is conducted through an intermediary, the intermediary fees payable shall include the following contents:

1) Agency fee: transaction price * 1%?

2) Intermediary fee for title certificate: depending on how the intermediary wants it, it is usually several hundred yuan.