1. What materials do individuals in Changchun need to apply for business start-up loans

The loan applicant fills in the Personal Application Form for Business Start-up Guarantee Loans in Changchun and submits the following materials:

1) Business license for industry and commerce (for partnership, the Business License for Partnership Enterprise or the partnership agreement filed with the industrial and commercial department is required; Entrepreneurial projects do not need a business license, and need to provide relevant qualification certification) original and photocopy;

2) The original and photocopy of the loan applicant's ID card, Employment and Entrepreneurship Certificate or Employment and Unemployment Registration Certificate (if a college student applies for the exemption of college graduates from counter-guarantee and entrepreneurship loans in the graduation school year, it is necessary to provide the Certificate of Studying issued by ordinary colleges, vocational schools and technical colleges at the same time; Within 5 years after graduation, college students who apply for exemption from counter-guarantee entrepreneurial loans for college graduates need to provide the Graduation Certificate issued by ordinary colleges, vocational schools and technical colleges; Self-employed cadres apply for self-employed cadres to be exempted from counter-guarantee entrepreneurial loans, and they need to provide the original and photocopy of the Certificate of Demobilized Soldiers;

3) The counter-guarantee method is to guarantee the counter-guarantee, and it is necessary to provide a copy of the guarantor's ID card and the Commitment Compensation Guarantee (if the guarantor is an enterprise, it is necessary to provide a copy of the labor contract signed with the enterprise at the same time, and affix the official seal of the unit or the seal of the human resources department); If the guarantee method is collateral (pledge), it is necessary to provide the original and photocopy of the corresponding mortgage (pledge) ownership certificate;

4) Personal credit report of the applicant and spouse;

5) The loan method is organized for employment, and the original and photocopy of the labor contract signed between the employee and the enterprise should be provided at the same time;

6) other materials that need to be provided.

second, what are the conditions for Changchun college students to start a business loan?

According to the regulations, college graduates applying for self-employment guarantee in Changchun must hold the Certificate of Self-employment for College Students. Graduates applying for the Certificate of Self-employment of College Students need to bring the following materials to the Graduation Office of Changchun Personnel Bureau: 1. Approval Form for Self-employment of College Graduates; 2. Original and photocopy of graduation certificate; 3. The original and photocopy of my ID card; 4. Registration card; 5. Two one-inch photos; 6. My file needs to be handed over to the graduation office of Changchun Personnel Bureau. The municipal personnel department shall, jointly with the education department and the Communist Youth League Committee, conduct a preliminary examination of the basic conditions for the applicant to apply for loan guarantee and issue the Certificate of Self-employment. The relevant application materials that have passed the preliminary examination shall be submitted to the guarantee institution at the same level, and the guarantee institution shall review the guarantee application. After the guarantee institution promises to guarantee, the education department will submit the relevant information of the applicant to the commercial bank with loan guarantee cooperation relationship for loan review. After the commercial bank has approved the loan, it will sign a guarantee contract with the guarantee institution, sign a loan agreement with the loan applicant, issue the loan in time, and indicate on the applicant's Self-employment Certificate that the secured loan has been handled.

3. I am a college student in Changchun, Jilin Province. I will graduate next year. Can I apply for a college student business loan? What materials and certificates are needed? Good application?

it's best to apply in your sophomore and junior year! You can also be a senior, which is very difficult! Go directly to the academic affairs office

4. I am a fresh graduate of Changchun and want to start a business. How can I apply for a personal loan?

the condition of college students' entrepreneurial loans is that they will start their own businesses within five years (including five years) from the date of graduation of ordinary colleges and universities.

apply for business license, applicant's ID card, household registration book, graduation certificate, credit report (applicant and spouse) and guarantor's ID card (real estate license, homeowner's ID card) with relevant materials to the business guarantee loan office of Changchun Employment Bureau. Address: 4th floor, Block A, Changchun Human Resources Industrial Park, at the intersection of Xincheng Street and Tianfu in Jingyue Development Zone.