First, don't set foot in the stock market. The stock market is played by elites. A master is like a cloud, and ordinary people enter the stock market. Most of them become leeks, with seven losses, two draws and one profit, and only one out of ten people makes money. This is still good. Many people lose their money, and you may make some money in the bull market. Bear markets are basically losing money, so the time period for making money is very short. In just a few months, you can earn ten times as much money.
Second, it is best not to invest this year. It is difficult to do anything. Unless you are absolutely sure, it is easy to lose money by investing in business. It's better to be a small boss now than to work. Many large enterprises are laying off employees, not to mention self-employed. Where I live, I have changed four or five bosses in two years, but I can't do catering. Other industries have been hit harder by the internet, so all the money has been invested.
Friends, friends, we need to tighten our money bags. There are many places that need money, such as education, medical care and housing. Can only consume, can choose consumer goods, can be temporarily postponed. When the economy is improving and there is money to make, we will consider consumption to improve our quality of life.