In general industries, such as catering, leisure, entertainment and commerce, the handling fee is generally around 0.6%.
：
Take out your mobile phone, open Alipay or WeChat payment, scan the QR code paid by the merchant, enter the payment amount, and complete the payment. As a merchant, a receipt code can solve various problems such as change, counterfeit money and reconciliation in the past. However, using Alipay and WeChat to pay the receipt code requires a certain percentage of handling fee. Of course, this does not include merchants who use personal passwords to collect money.
Although there is no handling fee for using personal code to collect money, merchants need to pay a certain withdrawal fee when withdrawing money. If you use the merchant code to collect money, there is no handling fee for withdrawal.
Then, how much handling fee does the merchant need to pay for the collection? Since merchants need to pay a certain percentage of handling fees, why do so many merchants use merchant codes to collect money?
Why do you charge a handling fee?
This question is simple. You should use the cashier tools provided by other parties to pay the handling fee. Just like merchants used pos machines in the past, there are also handling fees. After all, it will involve a service fee.
Secondly, the circulation of funds will also generate some expenses. For example, if you use the bank card in Alipay to pay a fee to the merchant, your money will be transferred from the bank card to the merchant's Alipay, and this capital flow will generate expenses.
Why do merchants use mobile payment?
From the big environment, consumers have developed the habit of using Alipay and WeChat to pay. You should be able to accept what your customers pay for, otherwise the loss of customers is inevitable.
Secondly, Alipay will often engage in some activities. For example, you can enjoy the discount of 100 minus 50 when you pay with Alipay. These subsidies are paid by Alipay, but merchants can take advantage of Alipay's activities to bring their own passengers. Of course, businesses with personal codes are not allowed to participate in such activities.
Alipay and WeChat Pay often engage in some activities similar to red envelopes and free of charge, which will bring passengers to businesses. Merchants get benefits and naturally have to pay a certain fee.
Finally, merchants can better understand their own operating conditions through mobile payment and collection, which is the most important factor for large and medium-sized merchants and chain stores. Look at the operation from the data and rely on the data to formulate marketing strategies.
For today's business environment, the competition is fierce, and mobile payment allows businesses to catch the big ship of the mobile Internet, which also provides unlimited possibilities for businesses.