These five-star hotels have the following types of insurance: property all risks (mainly expanding earthquake and terrorist responsibilities, with a total of forty or fifty additional responsibilities); Machinery damage insurance (earthquake, terrorism, etc.). * * * About forty or fifty additional responsibilities); Business interruption insurance (Caiyi); Business interruption insurance (machine damage); Employer liability insurance; Employee loyalty insurance; Public liability insurance; Cash insurance; Automobile insurance; Group accidents; Supplementary medical care; All the above products will attach a lot of extended responsibilities to it.

If it is managed by a well-known foreign hotel management company, there will generally be specific requirements in the hotel management contract, and there will be many types of insurance that are not available in China or beyond the high compensation liability that ordinary domestic insurance companies can bear, which generally need special treatment.