Harbin Bank will not fail. Harbin Bank (HARBINBANK) is the only joint-stock commercial bank with the status of a legal person in Harbin City, Heilongjiang Province.It was established in February 1997, with total assets of 270.409 billion yuan (end of 2012). Harbin Bank is headquartered in Harbin. It has 15 branches in Harbin, Tianjin, Chengdu, Shenyang, Dalian, Chongqing, Jiamusi, etc. It has set up 24 village banks in Beijing, Shenzhen, Jilin, Gansu, Chongqing and Heilongjiang, etc., and more than two hundred business institutions.On March 9, 2020, the "2019 China's Top 100 Banking List" was released, and Harbin Bank ranked 31st. Bank ranked 31st. More than 6,000 employees, spread across the country's six administrative regions, the province of prefecture and city institutions covering more than 50%, Harbin City, county and city to achieve full coverage, and investment and equity participation in Guangdong Huaxing Bank, the initial set up a national development layout. As of the end of 2011, the total assets of 202.499 billion yuan, deposit balance of 141.638 billion yuan, non-performing rate of 0.67%, net profit of 1.708 billion yuan, profitability in Heilongjiang Province in the forefront. According to the statistics of China's "Banker" magazine in 2011, the bank ranked fourth in competitiveness among city commercial banks with assets of over 100 billion yuan, and ranked sixth in the "Asian Small and Medium-sized Banks Comprehensive Competitiveness Ranking" by the 21st Century Business Herald. As of the end of 2012, total assets amounted to RMB 270.409 billion, deposit balance was RMB 188.168 billion, non-performing rate was 0.67%, and net profit was RMB 2.873 billion. According to the 2012 statistics of China's "Banker" magazine, the bank ranked fifth in competitiveness among the city commercial banks with assets of more than 100 billion yuan in China, and sixth in the "Asian Small and Medium-sized Banks Comprehensive Competitiveness Ranking" by the 21st Century Business Herald.In February 1997, Harbin City Cooperative Bank was established. In 1998, Harbin City Cooperative Bank was renamed Harbin City Commercial Bank. On November 5, 2007, approved by the China Banking Regulatory Commission, the name was changed to Bank of Harbin. There are 15 branches in Harbin, Shuangyashan, Shenyang, Dalian, Tianjin, Jixi, Chengdu, Hegang, Suihua, Chongqing, Daqing, Qitaihe, Mudanjiang, Jiamusi, Qiqihar, etc., and 24 Village Banks have been set up in Beijing, Shenzhen, Jilin, Gansu, Chongqing and Heilongjiang. In the past 15 years since its establishment, it has continuously deepened reform, pioneered and innovated, prevented and resolved risks, improved asset quality, built core competitiveness, and embarked on the track of sustained, healthy and rapid development. 1.5 billion yuan, an increase of 21 times; customers reached more than 1.5 million, an increase of 20 times, the non-performing rate dropped by 80%, and the capital adequacy ratio reached the regulatory requirements. 2009, total assets of 84.5 billion yuan, deposit balance of 74.8 billion yuan, loan balance of 43.3 billion yuan, and 3,579 employees. According to the latest risk management rating of the CBRC, Harbin Bank reached the second level standard and entered the ranks of national advanced banks. Total assets amounted to 51.2 billion yuan, an 11-fold increase from the beginning of its establishment; the balance of deposits was 41.4 billion yuan, a 10-fold increase; the balance of loans was 27.4 billion yuan, an 8-fold increase; cumulative profit of 1.5 billion yuan was realized, a 21-fold increase; the number of customers reached more than 1.5 million, a 20-fold increase; the non-performing rate fell by 80%, and capital adequacy ratio met the regulatory requirements. Harbin bank net profit of 1.853 billion yuan in the first half of 2020 non-performing loan ratio of 2.39%. 2011, total assets of 202.499 billion yuan, deposit balance of 141.638 billion yuan, non-performing rate of 0.67%, to achieve a net profit of 1.708 billion yuan, the profitability of the bank in the forefront in Heilongjiang Province. 2012, total assets of 270.409 billion yuan, deposit balance of 188.168 billion yuan, non-performing rate of 0.67%, and realized net profit of 2.873 billion yuan. According to the 2012 statistics of China's "Banker" magazine, the bank ranked fifth in competitiveness among the city commercial banks with assets of more than 100 billion yuan in China, and sixth in the "21st Century Business Herald" "Comprehensive Competitiveness Ranking of Small and Medium-sized Banks in Asia". Guo Zhiwen, Chairman of Harbin Bank: the proportion of strategic retail credit business continues to increase.