1. The construction of China's credit system mainly includes the establishment of a sound credit legal system, administrative regulations and industry self-discipline rules. The credit management and service system is a credit management system within various social entities, including administrative organs, enterprises and institutions. And social professional service systems such as credit investigation, joint credit investigation, credit rating, credit guarantee, credit management consultation and business account collection undertaken by social professional institutions. Social credit activities mainly include consumer credit activities, enterprise credit activities, bank credit activities and government credit activities.

2. The credit system in modern society is a broad social system including modern credit culture, effective property right system, democratic regime, sound legal system and social credit service organizations. Among them, the concept of integrity and culture are the foundation. Property right system is the core, and democracy and legal system are the guarantee. Credit service organizations are tools.

3. The modern social credit system is a complete social norm system with the organic configuration and mutual support of the above subsystems. The construction of credit system in modern society is actually through the organic integration of social culture, systems and tools related to credit construction.