1, Guilin Bank

Guilin Bank supports ship loans, mainly for special purposes. The maximum credit line for a single household can reach 5 million yuan, and the borrower does not need to provide collateral. During the period of ship construction, monthly interest payment, irregular repayment and equal principal and interest repayment can be adopted.

Guilin Bank's application conditions for ship loan: a natural person legally engaged in transportation in Hanoi; 18 years old; Meet the requirements of bank loans; Personal credit is good.

2. China Merchants Bank

China Merchants Bank can also apply for a ship loan, requiring the borrower to have three certificates for the ship: nationality certificate, ownership certificate, ship inspection certificate, and preferably a registration certificate. The certificate is complete, and the borrower can apply for a ship mortgage loan at the bank with the certificate and personal identity information. After completing the evaluation procedure, the bank will issue a loan of 30% of the value of the ship.

3. Agricultural Bank of China

Agricultural Bank of China requires the borrower to mortgage the ship within ten years, and the procedures are formal. The borrower must have a local account with the bank applying for the loan. Other basic requirements are: a natural person who is legally engaged in transportation in Hanoi; 18 years old; Meet the requirements of bank loans; Personal credit is good.

There are also many banks in the local area, but there are some differences in the requirements of each bank for ships. The borrower can call the bank for detailed consultation.