You can manage your finances as much as you earn, and you need to manage your finances if you earn less. If the salary is low, you can choose some wealth management products with lower purchase threshold, and the income is stable. This will be less risky.

First of all, wages can be divided into two parts. Some of them can buy some regular financial management if they are not used for the time being. Regular financial management is similar to bank time deposit, but it is more convenient than that, usually 1-3 months, and the time is not very long. The other part can buy funds, which is more convenient and can be taken out at any time. But it is higher than the bank's current interest. You don't have to go to the bank often, you can manage money directly on your mobile phone. You can open WeChat or QQ to log in for financial management, with special salary management function. You can set the purchase time in advance, which wealth management product to buy and when to buy, and then you can automatically transfer money.