When the breadwinner dies due to illness or non-work-related reasons, the dependents must meet the following conditions before they can enjoy the survivors' living hardship allowance: 1, men are over 60 years old and women are over 50 years old (women must be over 55 years old if they die at work); 2. Dependents under 16 years old or over 16 years old but still studying in ordinary middle schools; 3. The dependents have completely lost their ability to work and have no source of income. What needs special explanation is that if the dependents do not meet the above conditions at the time of death, they can't wait until they meet the conditions before applying for the survivors' living difficulties allowance.

If the dependents meet the requirements, they can go to the insurance office to review the living difficulties subsidies for survivors. The procedures for the Insurance Office to review the living difficulties subsidies for survivors are as follows: the unit must hold the dependents' files, household registration books, death certificates and cremation certificates, and fill out the Audit Form of Living Difficulties Subsidies for Enterprise Employees and Retired Persons Supporting Their Immediate Family Members and the Audit Roster of Living Difficulties Subsidies for Enterprise Employees and Retired Persons. If the supporter is a retiree, the subsidy for the living difficulties of the supporter shall be paid directly by the insurance department; If the provider dies during retirement or employment, the living allowance for the provider shall be paid by the unit where the provider works.

Relevant legal knowledge:

Wills grant

The survivors of the special care recipients in charge of the civil affairs department refer to the survivors of martyrs, soldiers who died in the line of duty and soldiers who died. The party and the government have always attached importance to the living problems of special care recipients, regularly and quantitatively distributed living allowances, and established a natural growth mechanism for pensions. According to the document Notice of the Organization Department of the Provincial Party Committee, the Provincial Department of Civil Affairs and the Provincial Department of Finance on Improving the Standard of Pension and Living Allowance for Some Special Care recipients (No.446 [2008]), the standard of living allowance for special care recipients will be improved from June 5438+ 10/day, 2008, and the standard of pension and living allowance for survivors of martyrs will be 680 yuan/month in cities and rural areas. The standard pension subsidy for survivors of soldiers who died in the line of duty is 625 yuan/month in urban areas and 420 yuan/month in rural areas; The standard of pension subsidy for survivors of deceased soldiers is 595 yuan/month in urban areas and 405 yuan/month in rural areas.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.