Guangzhou is a city full of rivers and seas. Many people who work hard in Guangzhou come from all corners of the country. Guangzhou has a good climate and is a very suitable city for settlement. The housing price in Guangzhou is very high, so most people will choose the down payment. What is the minimum down payment for the first suite in Guangzhou? Many friends who want to settle in Guangzhou should understand this problem. What aspects should be paid attention to when buying a house in Guangzhou? Let's take a look at the precautions for the first suite in Guangzhou.

What is the minimum down payment for the first suite in Guangzhou?

30% or 20% as the case may be. The average price dropped slightly 18000 or so, and the down payment was 30%. Now the down payment can be divided into: in the case of the first suite, the down payment for a new house with a purchase area of not more than 90 square meters can be as low as 20%; In the case of the second suite, the minimum down payment for purchasing real estate is 60%; For three suites, banks that need loans may not issue loans according to the house price; Otherwise the minimum down payment is 30%.

Precautions for the first suite in Guangzhou

1. Conditions for settlement: You can't settle in Guangzhou directly now, you can only accumulate more total points in the form of points, and then you can qualify for settlement according to the total points, so don't easily believe those advertisements that can settle down if you buy a house.

2. Pay social security: According to the current purchase restriction policy in Guangzhou, buyers must pay social security or individual tax in Guangzhou for more than 5 years in order to obtain the conditions for buying a house. If payment is suspended during this period, the time when they need to pay again shall prevail.

3. Down payment ratio: As a foreigner, you must ensure that there is no ordinary house in Guangzhou before you can buy a house. However, since you now recognize the house and the loan, even if you don't have a house in Guangzhou, you can only find the loan record online, so you must follow the second suite.

4. Limit the number of suites: In Guangzhou, good houses are very popular, so some property buyers want to use fake divorce to get the qualification to buy another suite. Note that this kind of behavior is illegal. Don't listen to others and divorce blindly.

The first suite in Guangzhou has a minimum down payment of several percent. The precautions for the first suite in Guangzhou are introduced here first. I hope I can help you. People who have stayed in Guangzhou for a long time want to own a house that really belongs to them. In addition to the most basic funds, there are a lot of conditions to understand when buying a house in Guangzhou.