The annual interest rate of Wuhan provident fund loans with a term of less than 5 years (inclusive) is 2.75%, and the annual interest rate of loans with a term of more than 5 years is 3.25%. Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. Regarding the question of "how much is the interest of Wuhan provident fund loan", the following is a detailed answer from Bianxiao. com. 1. What is the interest rate of provident fund loans in Wuhan? 65,438+0. The annual interest rate of loans with a term of less than 5 years (inclusive) is 2.75%; 2. The annual interest rate of loans with a term of more than 5 years is 3.25%. Two. Location of Wuhan Provident Fund Loan: Citizen's Home Sub-center: Window B50-B55, Economic and Social Management Zone (Zone B), Floor 7, Citizen's Home1/KLOC-0, Jiang 'an District, Wuhan; Airport Management Department of Hankou Sub-center: the first floor of Building 24, Cuidi Xiao Chun, gold and silver lake Road, Dongxihu District, Wuhan City, Hubei Province; Caidian Sub-center: Shi Jia Community, a celebrity of Lianhuahu Avenue in Caidian Street (opposite to the District Vocational Education Center); Jiangxia Sub-center: No.7 7- 10/0, Ideal Times Phase II, East Zhifang Street, Jiangxia District, Wuhan (opposite to Century Garden, Beihua Street); Huangpi Sub-center: Business Room on Floor 1-2, Building 4, Huangpi Spring, Xiangyang Village, Qianchuan Street, huangpi district City, Hubei Province; Xinzhou Sub-center: Building 2, Xianghe Century City, Longteng Street, Xinzhou District, Wuhan City, Hubei Province (next door to Xinzhou District Government Affairs Center); Hanyang Sub-center: No.626 Hanyang Avenue, Hanyang District, Wuhan City, Hubei Province (at the entrance of Qilixiangyuan Community); Donghu Management Department of Wuchang Sub-center: Haoting Square, No.2 Luo Yu East Road, Donghu High-tech Zone, Hongshan District, Wuhan City, Hubei Province; Railway Sub-center: No.4-5, Hu Sha Friendship International 1 Building, Youyi Avenue, Wuchang District, Wuhan City, Hubei Province; Wuchang Sub-center: Floor B 1-2, Xiaohong Shandong District, Wuchang District, Wuhan City, Hubei Province; Provincial Sub-center: Floor 4 1 Luo Yu Center, Ke Rong, No.281Luo Yu Road, Hongshan District, Wuhan; Hankou Sub-center:No. 1 Lugouqiao Road, Jiang 'an District (next to the north gate of Yijing Garden). Three. Legal Basis of Wuhan Provident Fund Loan Article 12 The Housing Provident Fund Management Committee shall, in accordance with the relevant provisions of the People's Bank of China, designate commercial banks entrusted with the financial business of housing provident fund (hereinafter referred to as the entrusted banks); The housing provident fund management center shall entrust the entrusted bank to handle financial services such as housing provident fund loans and settlement, as well as the establishment, deposit and return procedures of housing provident fund accounts. The housing provident fund management center shall sign an entrustment contract with the entrusted bank. Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. The above is the answer to "What is the interest rate of Wuhan Provident Fund loan?". Although the loan interest rate of provident fund is a unified standard, the loan interest rate will be different for the same loan amount and loan term because of the different repayment methods selected by loan users. If you have any questions or legal problems, please visit the website for consultation.
Legal objectivity:
The People's Bank of China decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions and expand the floating range of deposit interest rates. The People's Bank of China decided to lower the benchmark interest rate of RMB loans and deposits of financial institutions from March 20th 1 5 to March1. The benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 5.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to 2.5%. At the same time, combined with the interest rate marketization reform, the upper limit of the floating range of deposit interest rate of financial institutions was adjusted from 65438 0.2 times of the benchmark deposit interest rate to 65438 0.3 times. The benchmark deposit and loan interest rates of other grades and the deposit and loan interest rates of individual housing provident fund are adjusted accordingly.