1, the traffic accident insurance company may not necessarily compensate the nutrition fee. Nutrition expenses are determined according to the disability of the victim. If the injury is obviously minor and hospitalization is not needed, the nutrition fee is generally not compensated;
If the traffic accident is serious and needs compensation, the doctor will give advice. Then the insurance company will compensate according to the doctor's advice. Nutrition costs exceed the limit, the excess part is divided according to the responsibility, and the proportion is shared by both parties;
3. If a traffic accident occurs in an insured motor vehicle, causing personal injury or property loss to the victim other than the person on board and the insured, the insurance company shall compensate within the limit;
4. The loss caused by the road traffic accident is intentionally caused by the victim, and the insurance company will not compensate.
Legal basis: Article 11 of the Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Personal Injury Compensation Cases is determined according to the disability of the victim and referring to the opinions of medical institutions.
Article 12
According to the degree or level of disability of the victim, according to the per capita disposable income standard of urban residents in the last year where the appeal court is located, the disability compensation will be calculated for 20 years from the date of disability. However, for those over 60 years of age, the age will be reduced by one year for each additional year; Seventy-five years of age or older, calculated by five years.
If the victim is disabled due to a work-related injury, but his actual income has not decreased, or his disability level is light, but his employment is seriously affected by occupational hazards, his disability compensation can be adjusted accordingly.