In the past, our retirement benefits were related to the salary of the month before retirement. Now we have made great efforts to change and are trying to break away from the previous influence.
Before the reform and opening up, people’s wage system was managed by the state. A set of wage scales established in 1956 were still in use until the 1980s. At that time, people's wages were mainly determined based on factors such as position and level.
The benefits after retirement are determined by a certain proportion of calculation and payment based on the total number of years of service. Multiply this by your basic salary to get your monthly retirement payment. For example, according to the interim measures for retired workers in 1978, 60% of their basic salary will be paid to workers with more than 10 years of service and less than 15 years of service, 70% will be paid to workers with 16 to 20 years of service, and 75% will be paid to workers with more than 20 years of service.
The big difference from today's intention is that the length of service at that time must be continuous length of service. For example, after our current employment marketization, if a person is re-employed after a two- to three-month break, his or her consecutive years of service must be recalculated. And if it is a transfer without organizational approval, the seniority must be recalculated even if the unit is changed.
According to the retirement system at that time, many people would indeed try their best to advance to one level of job level before retiring, especially some coaches who were transferred to non-job positions. They often used this method to show their care for them. Therefore, in some units in the past, the situation of seniority based on seniority was relatively serious, but seniority based on seniority can ensure that most people will retire with the highest-level benefits in the end.
Therefore, the retirement system in the past was relatively rigid, and there was a suspicion of eating from the same big pot.
In 1991, my country promoted the reform of the enterprise pension insurance system, and in October 2014, the reform of the pension insurance system of government agencies and public institutions was implemented. The purpose of the reform is to take individual contributions as the basis, and pay more and get more, and pay more and get more. There is no need to worry about interruption in payment. As long as you reach the retirement age and have accumulated pension insurance contributions for 15 years, you will be fine. For unemployed and laid-off workers, flexible employees can pay themselves. If there is a lack of contribution years, then delay retirement and continue to make contributions.
After the implementation of the pension insurance system in practice, our retirement benefits were still calculated according to the original calculation method for several years. It was not until 1992 to 1997 that the country gradually completed a pension insurance system that separated pooled accounts and individual accounts. . Therefore, now it is time to calculate the transitional pension for the payment and deemed payment years before the separation of accounting and accounting.
The transitional pension is mainly a kind of compensation for the lack of personal account pension, occupational annuity, enterprise annuity and other benefits before the implementation of the unified account and separated pension insurance system. Please note that the payment period corresponding to the basic pension is the entire payment period, including the period during which the transitional pension is calculated.
After the above pension calculation, the payment base is high and the payment period is long. The pension after retirement is also good. Let me share the pension level of an old central enterprise employee. He should retire in Beijing and receive a monthly pension of 10,500 yuan.